Residual & Collateral
Every residual and collateral value backed by cited sales and guides, not a spreadsheet guess.
Why it matters
Residuals are set from spreadsheets and memory; one optimistic residual on a large FMV lease can erase the deal’s margin at end of term.
How the solution handles it
Five agents read the asset details, gather values from appraisals, guides and auction results, compare the booked residual with that evidence, total exposure by asset class and expiry year, and write the memo. The asset manager sets the residual and signs.
How a residual moves
Five agents read the asset, gather values, test the residual and total the exposure; the asset manager sets the residual and signs.
What it reads, and what it hands back.
What goes in
- Equipment appraisal or desktop valuation
- Residual value guide
- Lease schedule and term
- Usage data (hours, miles)
- Your past remarketing results
What comes out
- Residual and collateral memo
- Loan-to-value by asset
- Residual exposure by class and year
- Reappraisal triggers
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
on every residual
“Target” = design goal, measured in the live solution · “Estimated” = our estimate from typical manual effort · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
App-only deals answered within the hour, every policy rule checked and every number cited.
Vendor Program DeskEvery vendor deal priced to its program, and every weak dealer flagged before the next funding.
Invoice & Asset CheckEvery equipment invoice matched to the deal, the serial number and the vendor before money moves.
Build this
for your team.
We’ll show Residual & Collateral running on your own documents.