App-Only Decisioning
App-only deals answered within the hour, every policy rule checked and every number cited.
Why it matters
Vendors expect an answer within hours on app-only deals, yet analysts still rekey applications, pull bureaus and search UCC filings by hand.
How the solution handles it
Five agents read the application and quote, pull business and guarantor credit, check UCC filings and good standing, test the deal against your app-only policy and draft the answer. A credit officer approves, counters or declines every deal.
How an application moves
Five agents read the application, pull credit, check liens and policy, and draft the answer; a credit officer approves, counters or declines.
What it reads, and what it hands back.
What goes in
- Credit application
- Vendor quote
- Business and guarantor credit reports
- UCC-1 search results
- Secretary of State record
What comes out
- Decision-ready credit summary
- Policy exceptions list
- Approval or counter-offer draft
- Documentation conditions
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
App-only limits vary by lender (one published at $1M in 2021) · “Target” = design goal, measured in the live solution · “Estimated” = our estimate from typical manual effort · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
Every vendor deal priced to its program, and every weak dealer flagged before the next funding.
Invoice & Asset CheckEvery equipment invoice matched to the deal, the serial number and the vendor before money moves.
Lease & EFA Doc CheckEvery lease package checked before booking: names, serials, payments, end-of-term option and lien.
Build this
for your team.
We’ll show App-Only Decisioning running on your own documents.