Fix-and-Flip
Every flip sized on the lesser of cost and after-repair value, and every draw checked against the scope.
Why it matters
Investors want terms in days; underwriters rebuild purchase, rehab budget and after-repair value by hand, then check each draw’s photos and invoices against the scope.
How the solution handles it
Agents read the contract and scope, test the after-repair value against comps and line items against bids, then size the loan on the lesser of loan-to-cost and the ARV cap. During the rehab a draw inspector matches each request’s photos and invoices to the scope and the holdback. An underwriter approves the loan and every draw.
How a flip loan moves
Five agents read the deal, check comps and scope, size the loan and inspect each draw; an underwriter approves the loan and every draw.
What it reads, and what it hands back.
What goes in
- Purchase contract
- Scope of work and contractor bids
- ARV appraisal or BPO and comps
- Investor track record
- Draw requests with photos and invoices
What comes out
- Loan sizing: lesser of cost and ARV limits
- Scope-of-work review
- Draw approval with inspection notes
- Term sheet draft
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · “Typical” = published lender terms (up to 90% of purchase and 100% of rehab, capped at 70–75% of ARV) · ARV = after-repair value
5 specialist agents. One person decides.
More in this division.
Every bridge loan’s exit tested at close and re-tested monthly, so a weak refinance shows up while there is time.
Litigation FinanceEvery funding request read and screened in a day, so lawyers spend their time on the few worth a deep look.
Premium FinanceEvery premium finance agreement checked before funding, and every cancellation notice sent on the state’s clock.
Build this
for your team.
We’ll show Fix-and-Flip running on your own documents.