TRID Check
Every Loan Estimate and Closing Disclosure checked for timing and tolerance before the clock runs out.
Why it matters
Disclosure dates and fee tolerances are tracked by hand across revised LEs and CDs; a missed clock delays closing and an over-tolerance fee becomes a refund.
How the solution handles it
Agents read every LE and CD version and build the timeline: LE within 3 business days of application and 7 before consummation, CD received 3 business days before. Each fee is tested against its tolerance bucket and each change of circumstance checked. A compliance analyst approves cures.
How a disclosure moves
Five agents read every disclosure, keep the business-day clocks, test tolerances, check changes and draft cures; a compliance analyst approves.
What it reads, and what it hands back.
What goes in
- Loan Estimates and revised LEs
- Closing Disclosures
- Change-of-circumstance records
- Settlement service provider list
- Fee worksheets and title invoices
What comes out
- Disclosure timeline with business-day clocks
- Tolerance test by fee line
- Change-of-circumstance findings
- Cure and revised CD draft
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
CD received before closing
Source: 12 CFR 1026.19(e)–(f) (TRID timing and tolerances) · “Target” = design goal, measured in the live solution · by-hand time = typical manual effort reported by lenders · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
A full loan package classified, split, extracted and bookmarked, every field cited to its page.
Income CalculationWage, self-employed and rental income calculated to agency rules, every figure traced to its page.
Condition ClearingEvery PTD and PTF condition matched to the document that clears it, the same day it arrives.
Build this
for your team.
We’ll show TRID Check running on your own documents.