Condition Clearing
Every PTD and PTF condition matched to the document that clears it, the same day it arrives.
Why it matters
Approvals carry 10–30 conditions; documents arrive by email and portal in no order, and underwriters re-open the whole file to find what clears each one.
How the solution handles it
Agents read each PTD and PTF condition, match every new document to the condition it may clear and test whether it does. Missing items become plain-English requests to the borrower or loan officer. The underwriter clears or re-conditions each item.
How a condition moves
Five agents read each condition, match new documents, test them, chase what’s missing and watch the closing date; an underwriter clears every condition.
What it reads, and what it hands back.
What goes in
- Conditional approval and condition list
- Borrower uploads and emails
- Verifications of employment and deposit
- Title, insurance and payoff letters
What comes out
- Condition board: cleared, pending, re-conditioned
- Document-to-condition match with page
- Plain-English borrower requests
- Clear-to-close summary
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · “Estimated” = our estimate · today’s turn time = typical manual effort reported by lenders · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
A full loan package classified, split, extracted and bookmarked, every field cited to its page.
Income CalculationWage, self-employed and rental income calculated to agency rules, every figure traced to its page.
Appraisal ReviewEvery appraisal checked against UAD 3.6, its comparables and agency rules before anyone relies on the value.
Build this
for your team.
We’ll show Condition Clearing running on your own documents.