Loan File Review
A full loan package classified, split, extracted and bookmarked, every field cited to its page.
Why it matters
Loan packages arrive as hundreds of scanned pages out of order; reviewers sort, name and re-key them by hand before anyone can underwrite, audit or sell the loan.
How the solution handles it
Agents classify every page, split the package into documents and extract each document’s fields with the page they came from. A validation agent checks fields across documents, and the package is bookmarked. The reviewer works through bookmarking review, then data validation, then releases the final output.
How a loan package moves
Five agents classify every page, split documents, extract fields, validate and bookmark the package; a loan reviewer confirms and releases it.
What it reads, and what it hands back.
What goes in
- Full loan package (scanned PDF)
- Form 1003 application
- Paystubs, W-2s, tax returns
- Appraisal and title commitment
- Note, deed of trust, Closing Disclosure
What comes out
- Bookmarked, indexed loan package
- Validated loan data with page citations
- Exceptions list for the reviewer
- Export to the loan origination system
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
Proven = in production at a North American mortgage services provider · “Target” = design goal, measured in the live solution · agents = the live solution’s configuration
5 specialist agents. One person decides.
In production at a North American mortgage services provider: 2× productivity and 5× volume on full loan packages.In production
More in this division.
Wage, self-employed and rental income calculated to agency rules, every figure traced to its page.
Condition ClearingEvery PTD and PTF condition matched to the document that clears it, the same day it arrives.
Appraisal ReviewEvery appraisal checked against UAD 3.6, its comparables and agency rules before anyone relies on the value.
Build this
for your team.
We’ll show Loan File Review running on your own documents.