Death Claims
Every death claim checked and ready to pay well inside the 15-day clock, with interest worked out.
Why it matters
Death claims stall on document chases, nominee checks and manual payout sums while IRDAI and state interest clocks run against the insurer.
How the solution handles it
Five agents read the claim pack, list missing papers, check the nominee and beneficiary, screen policy age and exclusions, and calculate the payout with any interest. The claims examiner approves payment.
How a claim moves
Five specialist agents read the claim, list missing papers, check the beneficiary and policy, and prepare the payout; a claims examiner approves.
What it reads, and what it hands back.
What goes in
- Claimant statement
- Certified death certificate
- Policy and beneficiary records
- Nominee ID and bank details
- Medical or police records
What comes out
- Claim ready to pay
- Missing-paper list
- Payout with interest
- Draft letter to the family
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
claims needing no investigation
Source: IRDAI Master Circular on policyholders’ interests (Sept 2024): 15 days, 45 with investigation · “Target” = design goal, measured in the live solution · “typical” = published figures · “estimated” = our estimate
5 specialist agents. One person decides.
More in this division.
Every application read against its evidence, so the underwriter starts from a cited case summary.
APS SummaryA 200-page APS becomes a short cited summary of every condition, value and date.
Contestable ReviewEvery contestable claim gets a cited review of what was disclosed and what the records show.
Build this
for your team.
We’ll show Death Claims running on your own documents.