APS Summary
A 200-page APS becomes a short cited summary of every condition, value and date.
Why it matters
An APS can run to hundreds of handwritten and scanned pages; underwriters read every one to find a few values and dates.
How the solution handles it
Four agents sort the pages, pull every diagnosis, value and date, chart trends such as blood pressure and HbA1c, and write a cited summary. The life underwriter reviews it and decides.
How an APS moves
Four specialist agents sort the pages, pull conditions and values, chart trends and write the summary; a life underwriter decides.
What it reads, and what it hands back.
What goes in
- Attending physician statements
- Hospital discharge summaries
- Lab results
- Specialist letters
What comes out
- Cited APS summary
- Conditions and trends
- Values out of range
- Questions for the doctor
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
Source: published APS turnaround estimates (≈ 2–3 weeks or more) · “Target” = design goal, measured in the live solution · “typical” = published figures · “estimated” = our estimate
4 specialist agents. One person decides.
More in this division.
Every application read against its evidence, so the underwriter starts from a cited case summary.
Death ClaimsEvery death claim checked and ready to pay well inside the 15-day clock, with interest worked out.
Contestable ReviewEvery contestable claim gets a cited review of what was disclosed and what the records show.
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