WorkflowBilling, Credit & Collections

High Bill Investigation

High bill investigation that shows the customer when the extra use happened, and why

Usage, tariff, weather or leak: the real reason, in plain words.

See one case, screen by screen ↓
target75%of high-bill contacts answered on the first contact, up from 41% at the demo utility
estimatedAED 535Ka year in meter-test visits and repeat calls avoided — 900 visits × AED 380 plus 5,500 repeat calls × AED 35
demo902of 1,140meter-test requests explained from the data with no visit in 12 months; 11 of the 238 meters tested were outside ±2.5%
target6minto a cited explanation, not 2–3 days — so the answer comes on the call-back, inside the 5-day charter
The problem

Why a high bill complaint ends in a meter test and a second call

When a customer calls about a high bill, someone has to work out whether the bill is right before anyone can answer. Today a tier-2 agent or billing investigator opens four or five systems — billing, meter data, the meter event log, weather, the tariff table — looks at a monthly bar chart, and very often books a meter test or a field visit to be safe. Most tested meters are accurate. The customer waits days for a slot, the bill stays disputed, and they call back.

The usual mistakes are the same every summer: a meter test booked for a usage-driven bill, an estimate catch-up explained as usage, a leak found only on the next bill, and a slab effect nobody explains — 57% more kilowatt-hours but 69% more money. Each one is a repeat contact, and an inconsistent answer becomes an escalation.

typical69%of complaints examined by Queensland's energy and water ombudsman in 2022–23 were about billing
typical59%of customers satisfied after a call-back, against 90%+ of those resolved on the first contact
typical$250–500for each truck roll — and a meter test booked to be safe needs one
Where a high-bill case's days goestimated
By hand2.6 days
With the solution0.5 days
  • Routing the complaint and finding the account and the bill0.5 → 0.1 d
  • Pulling reads, read types and meter events0.8 → 0.1 d
  • Re-rating the bill on the slab tariff0.3 → 0.1 d
  • Matching the use against the weather and last year0.5 → 0.1 d
  • Writing and signing the explanation letter0.5 → 0.1 d

Estimated split of the 2.6 days a high-bill case took to reach an explanation by hand at the demo utility, in elapsed days, by hand and with the solution. With the solution the investigation itself takes about 6 minutes; the rest is the investigator's review and the call-back.

How it works

How a high-bill complaint is answered

Six agents read the complaint, check the meter, rebuild the bill and split the extra use into causes; the billing investigator decides and signs.

What comes in
Data in6 sources · complaint, hourly reads, events, bills, tariffs, weather
Agents at work
Complaint readeraccount and claims
Then
Meter data checker
Bill rebuilder
Leak watcher
Then
Usage explainerheatmap and causes
Then
Letter writerplain words, cited
A person decides
Billing investigatordecides and signs
What comes out
Finding and cause split
Letter in plain words
Adjustment or test, only when needed
One case, step by step

One high bill, from the complaint to a signed letter

Huda Saeed lives at Villa 27, Palm Row, Saffron Gardens. Her August bill from Lumina Utilities is AED 2,648.02, against AED 1,639.54 for the same 30 days of 2025 — up 61.5%. She wants her meter tested. Here is what happens next, screen by screen, in the working solution.

  1. 01Fri 4 Sep · 09:12

    “Nobody was even home. Your meter is wrong.”

    Omar Farouk · Tier-2 agent

    Huda calls the contact centre. Her bill is AED 2,648; last August it was AED 1,640. The family was travelling until the 9th, and she asks for a meter test. Omar opens case HB-26-08417, and the complaint reader marks each claim in the call transcript: “nobody was home until the 9th”, “the bill nearly doubled”, “test the meter”.

    “Nobody was even home” — “True for 4–8 August: 61 kWh a day, against 208 on average. The extra use is after 11 August, in the heatwave.”

  2. 02Mon 7 Sep · morning

    The case opens on an hour-by-day usage map

    Layla Qasim · Billing investigator

    The queue holds 14 cases, 6 of them to decide. Huda's is day 2 of 5, answer due Fri 11 Sep. The map draws 6,240 kWh in 30 days from meter E-4471-0928 — each square one hour — with the daily maximum temperature from the Rimal station over it, the billing period of 4 Aug – 2 Sep bracketed, and pins for the pool service visit, the family coming home and guests arriving.

    “Extra 2,260 kWh and 7.6 m³ against the same 30 days of 2025. The meter and the bill are right.”

  3. 0341 seconds

    Complaint, meter, bill, use, water and letter — checked in order

    The six agents

    The investigation run lists each step with its result. The meter data checker clears E-4471-0928. The bill rebuilder re-rates 6,240 kWh across 4 slabs, fuel surcharge and VAT: AED 2,264.64, exact. The usage explainer compares the period with 2025 and the Rimal station. The leak watcher checks water meter W-2207-3315. The letter writer drafts 206 words in English and Arabic, with 6 data points cited.

    Last line of the run: “Layla Qasim · decide and sign — no error, adjust, meter test or field visit”

  4. 04Before any test

    No meter test needed — and the reasons why

    Meter data checker

    Both reads are actual: 48,112 on 31 Jul and 54,352 on 2 Sep. The hourly reads sum to 6,240.4 kWh against a register advance of 6,240 kWh, a difference of 0.01%. No tamper, reset, supply or radio events in 90 days — only a completed firmware update on 2 Jul. The last accuracy test, in March 2023, read +0.3% against a ±2.5% limit.

    If a test were booked: “Customer waits 3–6 working days for a slot; the bill stays disputed” · one crew visit, about AED 380.

  5. 05To the fils

    Why the money rose faster than the use

    Bill rebuilder

    The bill rebuilder prices the reads again on the tariff in force each day: rebuilt AED 2,264.64, issued AED 2,264.64, difference AED 0.00. Use is up 57%, but the electricity charge is up 69%. None of last August's 3,980 kWh passed slab 2; this August 2,240 kWh fell in slabs 3 and 4, at 32 and 38 fils.

    “The letter says this in one sentence.”

  6. 06The main cause

    Cooling ran 19 hours a day during the heatwave

    Usage explainer

    Layla picks the first cause and the map lights the band from 2 pm to midnight, 11 to 24 August, while everything else dims. The heatwave reached 49.1 °C at the Rimal station. Cooling ran 19 hours a day against 13 on the same days last year: +1,540 kWh, AED 632.28, at 94% confidence.

    Electricity: cooling 1,540 · pool pump 420 · evenings 300 kWh. With the night flow and the garden water, the causes add up to the whole +AED 1,008.48.

  7. 07Since 6 Aug

    A pool pump that never switched off

    Usage explainer

    The second cause lights the night hours from Thursday 6 August, the day of the pool service visit. The pump has run every hour since — 22 kWh a day, not 7: +420 kWh, AED 172.43, at 88%. The customer mentioned the pool man on the call; the hourly data shows a flat 0.93 kW load every hour since that visit.

    In the letter: “Setting the timer back to 8 hours saves about AED 180 a month.”

  8. 08Every night since 19 Aug

    Water that never stops at night

    Leak watcher

    Switched to water, the map shows no zero-flow hour between midnight and 5 am since 19 Aug 02:00 — about 9 litres an hour, likely a toilet cistern that keeps running. It adds 3.2 m³ and AED 33.94. The leak watcher flags it; a leak allowance is Layla's decision.

    Agent limit: “Flags only; a leak allowance is a person's decision.”

  9. 09Day 2 of 5

    She signs the finding, with the meaning of her signature

    Layla Qasim · Billing investigator

    Finding: no billing error — usage-driven. A leak allowance of AED 33.94 once the cistern is repaired, within her AED 1,000 limit. Instalments of AED 336.16 a month for 3 months, no fee. The meter-test request is closed, with a free test offered if Huda still wants one. The letter goes by email, SMS with a link and the Lumina app.

    Meaning of the signature: “I have reviewed the data behind this finding and approve the letter to the customer.”

  10. 10Signed · sent

    One page in plain words, every sentence cited

    Letter writer

    The letter opens “Your bill is right. Here is why it is higher than last August.” It explains the heatwave, the pool pump, the night water flow and the slabs, with Huda's own daily chart and the temperature line. Beside it, each paragraph names its source — the bill, the hourly reads, the call transcript, the tariff, the meter event log, the billing rules.

    “The letter shows only this customer's own data. Agents drafted it; it is sent only when you sign.”

Who it’s for

Built for everyone who answers a high bill.

The same high-bill complaint, seen by the four people who answer it — what their summer looked like, and what it looks like now.

LQ
Layla QasimBilling investigator, Lumina Utilities · decides findings, signs letters and adjustments up to AED 1,000
Billing investigator
Before
Works 25–40 high-bill cases a day in summer, each one pieced together from billing, meter data, the event log, the weather and the tariff table.
Now
Opens every case on its usage map with the causes split and the letter drafted. “Show me when the extra kilowatt-hours happened, and I can tell you why.”
OF
Omar FaroukContact-centre tier-2 agent · takes the escalated high-bill calls
Tier-2 agent
Before
Books meter tests when he cannot answer on the call. “I book the test because I have nothing else to show them.”
Now
Sees the usage map and the draft letter on the call-back, with each of the customer's claims answered from the data.
DP
Daniel PereiraBilling supervisor · approves adjustments above AED 1,000 and every read-fault rebill
Billing supervisor
Before
Approves the large rebills and carries the risk of getting one wrong. “One wrong rebill costs more than ten right letters.”
Now
Gets a read fault with its proof: on Ahmed Bakr's shop, the new meter's start read keyed 00412 while the field photo shows 04120 — 3,708 kWh billed that no meter recorded, AED 1,614.12 back.
AR
Aisha RahmanComplaints team lead · owns the 5-working-day service charter and escalations
Complaints team lead
Before
Watches the charter clock while 41% of high-bill contacts are answered first time, and the rest call back.
Now
Sees contacts against the weather, what the investigations found and first-contact resolution by month. “A customer who understands the bill doesn't call again.”
Built on the engine

6 agents. Each with one job, and hard limits.

Six agents read the complaint, check the meter, rebuild the bill and split the extra use into causes; the billing investigator decides and signs.

Complaint reader

Reads the call transcript, email, chat or app message about a high bill; finds the account, the premises and the bill the customer means, and lists each claim and what they ask for — an explanation, a meter test, instalments or a refund.

  • Quotes the customer's words for every claim
  • Never promises a refund, a test result or a date
Meter data checker

Checks whether both reads are actual, whether the hourly data matches the register advance within 0.5%, any tamper, reset, supply or radio events in 90 days, and the accuracy-test history; recommends a test or not.

  • Recommends only; never cancels a test the customer still wants
  • Shows each check with its source
Bill rebuilder

Re-rates the bill from the opening and closing reads on the tariff in force each day — slabs, fuel surcharge and VAT — compares it line by line with the issued bill, and flags any difference, tariff change or estimate catch-up to the fils.

  • Never changes a bill; a person rebills
  • Uses the tariff in force on each day
Usage explainer

Draws the hour-by-day picture, compares the period with the same days last year and the nearest weather station, and splits the extra use into likely causes — cooling, pumps, water heating, more people, a leak — each with its kWh or m³, AED at the slab price and a confidence.

  • Never names an appliance as certain without a pattern that fits it
  • Causes always add up to the difference
  • Says “likely” unless the pattern is clear
Leak watcher

Finds continuous water flow — runs of 48 hours or more with no zero-flow hour between midnight and 5 am — with its start, its rate in litres an hour and its volume; runs every night across all water meters and attaches a leak to any open high-bill case.

  • Flags only; a leak allowance is a person's decision
Letter writer

Writes a one-page explanation in plain words, under 250 words, in English and Arabic: whether the bill is right, the biggest reasons with dates, hours and amounts, an answer to each claim, and what the rules allow — instalments, a leak allowance, a free meter test.

  • Never sends; the investigator signs every letter
  • No sentence without the data behind it
Billing investigator

Decides and signs. The agents propose; a named person decides.

Ask in plain words

Ask about any high bill, in plain words

Ask about any high bill, meter or letter — or say what to change. Every answer points to its records.

Why is Huda Saeed's bill 61% higher?

Mostly cooling in the heatwave. Of the extra 2,260 kWh, cooling is 1,540 kWh (68%): it ran 19 hours a day from 11 to 24 August, when the Rimal station reached 49.1 °C. The pool pump has run every hour since the service visit on 6 August, 420 kWh. Evenings are up 300 kWh from 15 August. The meter and the bill are right.

Does this meter need a test?

No. The hourly data sums to 6,240.4 kWh against a register advance of 6,240 kWh; both reads are actual; there are no tamper, reset or supply events in 90 days; the 2023 test read +0.3%, inside ±2.5%. If Ms Saeed still wants a test after the letter, it is free once in 18 months.

Which open cases are estimate catch-ups?

Three: HB-26-08392 Rashid Karam (radio stopped 2 Jun, 1,680 kWh caught up), HB-26-08413 Hamad Jaber, and HB-26-08402 Grace Mbeki (letter sent). In each, re-spreading the catch-up into the months it was used keeps the lower slab rates.

Add a 3-month instalment plan to the letter

Added to Ms Saeed's letter: AED 1,008.48 over September, October and November, AED 336.16 a month, no fee. It goes with the letter when you sign.

Every screen

The working solution, as it ships.

13 screens from the working solution, on its sample data. Pick one to see it large.

The usage mapThe case queue, the account's hourly use as an hour-by-day map with the temperature line and the billing period, the cause split and the checks.
A cause lights up the mapCooling in the heatwave lights the band from 2 pm to midnight, 11–24 August: 19 hours a day, +1,540 kWh.
The pool pumpA pump running at night since the service visit on 6 August — 22 kWh a day, not 7.
Night water flowThe water map with no zero hour at night since 19 August, about 9 litres an hour: likely a toilet cistern.
The investigation runEach agent's step and result, from reading the call to drafting the letter, and the decision left to the investigator.
The case fileThe call transcript with the customer's claims marked and answered from the data, the bill against last year, the meter checks and the decision.
Meter healthRegister against the hourly sum, read types, 90 days of events and the accuracy-test history — and what a test would cost.
Bill checkThe bill rebuilt on the tariff in force each day, slab by slab, with surcharge and VAT, against the same period last year.
Sign the findingThe finding, the leak allowance, the instalments and the closed test request on one screen, signed with its meaning.
The letterOne page in plain words with the customer's own chart, and where each sentence comes from beside it.
A read faultA different finding: a start read keyed wrong after a meter exchange — 3,708 kWh billed that no meter recorded.
The last 12 monthsHigh-bill contacts against the hottest day of each week, what the investigations found, meter-test requests and first-contact resolution.
Your rulesWhat counts as a high bill, the charter clock, who may decide, leak allowances, meter tests and how letters read.
Governance

Built for billing: cited, signed, on the record.

Every sentence cites its dataEach sentence in a letter and each number on a case links to its source: an hourly read, a meter event, a bill line, a tariff row, a weather observation or the call transcript.
Agents read; people actThe agents never change a bill, credit an account, cancel a meter test or send a letter. They check, rebuild and draft; the billing team decides.
Signed, with its meaningThe investigator signs every finding and letter, and the signature records what it means: “I have reviewed the data behind this finding and approve the letter to the customer.”
Limits on who may adjustAn investigator may adjust up to AED 1,000. Larger adjustments and every read-fault rebill go to the billing supervisor, and instalments beyond 3 months need approval.
The service charter on every caseEach case runs on the 5-working-day clock for a written answer, with a warning to the owner and the complaints lead at day 3.
Every step on the audit trailAgent runs, cause splits with their confidence, decisions, signatures and settings changes are recorded with who and when. A letter shows only that customer's own data.
Configuration

Your billing rules, not ours

What counts as a high bill, who may decide what, and how letters read are settings. Changes apply to new cases and are recorded.

SettingDefaultChoose from
Rise on the same period last year40%Set in steps of 5% — this test or the money test opens a case
Or a rise in moneyAED 500Set in steps of AED 50 — catches small bills that jump
Warn the owner at3 daysSet in steps of 1 day, of a 5-working-day written answer; the complaints lead is warned too
Investigator adjustment limitAED 1,000Set in steps of AED 250 — above it, the billing supervisor approves
Instalments without approval3 monthsUp to 3 months, no fee, for usage-driven high bills; longer needs the supervisor
Leak allowanceOnOn · Off — once in 24 months, flow of 48 h or more, repair proof within 30 days, leak water credited in full
Recommend a meter test when hourly data and register differ by more than0.5%Set in steps of 0.1% — or when an event is found, or reads are estimated; a free test on request once in 18 months
Longest letter250 wordsSet in steps of 25 words — English and Arabic sent together, with the customer's own chart
Connections

Works with the data a high bill already lives in

Customer contactshigh-bill calls, emails, chats and app messages from Voice of Customer
Hourly smart-meter readselectricity and water interval data, with read type and quality flags
Meter events and teststamper, reset, supply, radio and exchange events, and laboratory accuracy results
Bills and tariffsissued bills, lines and reads; tariff, slab, surcharge and VAT tables by date
Weather observationshourly temperature and humidity from the utility's own weather stations
Billing rulesinstalments, leak allowances, meter-test rights and letter templates
What it changes

The difference, in numbers.

Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.

target
75%
of high-bill contacts answered on the first contact, up from 41%
answered first time
customers resolved first time: 90%+ satisfied, 59% after a call-back
estimated
AED 535K
a year in meter-test visits and repeat calls avoided
Booked to be safe1,140 test visits
With the usage map238 visits
target
6min
to a cited explanation, not 3 days, inside the 5-day charter
By hand2–3 days
With agents6 minutes

“demo” = seen in the working solution, on its sample utility data · “target” = the design goal, measured in the live solution · “estimated” = our arithmetic, inputs shown (AED 535K = 900 meter-test visits avoided × AED 380 + 5,500 repeat calls avoided × AED 35, on the demo utility's volumes of 1,140 test requests and 14,600 high-bill contacts a year; the days split is our estimate) · “typical” = published figures (E Source and NSTAR: 90%+ of customers satisfied when resolved first time, 59% after a call-back, $9.54 a call; S&C Electric via industry summaries: $250–$500 a truck roll; Energy and Water Ombudsman Queensland 2022–23: billing 69% of complaints). Lumina Utilities and the people, premises, accounts, meters and weather stations named on this page are fictional — characters and sample data in the working solution.

Questions

What billing and customer care teams ask us.

What is high bill investigation software?

Software that takes a high bill complaint from the first contact to a decided finding and a letter the customer can understand. High Bill Investigation adds six agents that read the complaint, check the meter, rebuild the bill and split the extra use into likely causes from the account's own smart-meter data. The billing investigator decides and signs.

How does it work out why a bill is high?

It draws the account's hourly electricity and water reads as an hour-by-day map, with the daily temperature and the billing period over it, and compares the period with the same days last year. The usage explainer matches the shapes to likely causes — cooling follows the temperature, a pump is flat every hour, a leak never reaches zero at night — and gives each one its kWh or m³, its cost and a confidence.

Does it stop unnecessary meter tests?

It shows when a test is not needed and why: both reads actual, the hourly data matching the register, no events and a passed accuracy test. It recommends a test only when one of those checks fails. It never cancels a test the customer still wants; the letter offers one free, as the rules allow.

Can it tell a leak, an estimate catch-up or a billing error from normal use?

Yes — each case gets a finding: usage-driven, estimate catch-up, leak, meter or read fault, tariff or billing error, or a longer billing period. In the sample cases it finds a radio fault that left June and July estimated, a split irrigation pipe, a start read keyed wrong after a meter exchange and an account moved to the wrong tariff.

How does it explain slab tariffs to customers?

The bill rebuilder re-rates the bill on the tariff in force each day, slab by slab with fuel surcharge and VAT, and shows where the kilowatt-hours landed. When money rises faster than use — 57% more kWh but 69% more money in the sample case — the letter says why in one sentence.

Do people stay in control of adjustments and letters?

Yes. The agents never change a bill, credit an account, cancel a test or send a letter. The investigator signs every finding and letter with its meaning recorded, adjustments above the investigator's limit and every read-fault rebill go to the billing supervisor, and every step is on the audit trail.

Can we set our own thresholds, approval limits and charter?

Yes. What counts as a high bill, the warning day on the charter clock, the investigator's adjustment limit, instalments without approval, the leak allowance, when to recommend a meter test, the letter length and languages, and pre-bill leak and jump alerts are all settings.

How long does it take to go live?

The Agentic Solution Engine builds and deploys it from your requirements and documents — your billing rules, tariff tables, letter templates and a sample of past high-bill cases — and it goes live once every quality gate has passed. We will walk you through it on your own high bills first.

See it on
your high bills.

We'll run High Bill Investigation on a sample of your own high-bill complaints and smart-meter data.