Debtor Credit Review
Every debtor limit backed by payment history across your whole book, and reviewed when it moves.
Why it matters
In factoring the real credit risk is the debtor, yet limits are set from a bureau score and rarely revisited as exposure across clients grows.
How the solution handles it
Five agents profile each debtor from credit data, filings and news, measure days to pay across every client, total exposure to the debtor across your book, recommend a limit with reasons and write the memo. A credit manager sets every limit.
How a debtor review moves
Five agents profile the debtor, measure days to pay and exposure, and recommend a limit; a credit manager sets every debtor limit.
What it reads, and what it hands back.
What goes in
- Debtor credit reports
- Payment history across your book
- Debtor financials or public filings
- Trade references
- Exposure by client
What comes out
- Debtor credit memo with limit
- Concentration report
- Limit review alerts
- Payment-trend watchlist
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
every large debtor
“Target” = design goal, measured in the live solution · “Estimated” = our estimate · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
Every schedule of accounts read, matched to its proof and priced for funding the same morning.
Invoice VerificationEvery invoice verified with the debtor through a contact the client didn’t supply, before you fund.
Duplicate Invoice CheckEvery invoice fingerprinted and checked against your whole book and the lien record before it is funded.
Build this
for your team.
We’ll show Debtor Credit Review running on your own documents.