Availability Watch
Every draw checked against live availability, and every springing trigger seen before it fires.
Why it matters
Excess-availability triggers for springing cash dominion and covenants sit in spreadsheets; an overadvance can go unnoticed until a draw has funded.
How the solution handles it
Four agents read each credit agreement’s triggers, keep availability current (borrowing base less loans, letters of credit and reserves), check every draw before it funds and watch springing dominion and covenant thresholds. An ABL credit officer approves any overadvance.
How a draw moves
Four agents read the triggers, keep availability live, check each draw and watch thresholds; an ABL credit officer approves any overadvance.
What it reads, and what it hands back.
What goes in
- Latest borrowing base
- Loan balance and draw requests
- Credit agreement triggers
- Reserves and availability blocks
- Letters of credit outstanding
What comes out
- Live availability by borrower
- Overadvance alerts
- Springing dominion and covenant triggers
- Draw check before funding
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · “Estimated” = our estimate from typical manual effort · agents = the live solution’s configuration
4 specialist agents. One person decides.
More in this division.
Every borrowing-base certificate tied out, ineligibles recomputed and availability cited before the draw funds.
Aging AnalysisEvery aging normalized and read line by line for re-aging, contras and concentration, in minutes.
Field Exam WorkbenchField exam testing done before the examiner arrives, every sample tied to its invoice, BOL and cash.
Build this
for your team.
We’ll show Availability Watch running on your own documents.