WorkflowUnderwriting Operations

Risk Engineering

Risk Engineering Report Review

Every survey report read, its recommendations tracked and its COPE facts in the underwriting file within a day.

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WorkflowDocuments in; a checked, signed result out.
5specialist agents
5kinds of input
Soonfilm in production
The problem

Why it matters

Survey reports run to dozens of pages; underwriters skim them, recommendations go untracked, and differences from the statement of values surface after a loss.

What it does

How the solution handles it

Agents read each survey, pull construction, occupancy, protection and exposure facts, check sprinkler and hazard findings, reconcile them with the statement of values and track every recommendation. They write a cited risk summary; the property underwriter prices and decides.

How it works

How a survey moves

Five agents read the survey, check protection, reconcile it with the SOV, track every recommendation and write the summary; a property underwriter prices and decides.

What comes in
Surveys in4 sources · surveys, SOV, photos, test records
Agents at work
Survey readerCOPE + photos
Then
Protection checkersprinklers, hazards
SOV reconcilersurvey vs SOV
Then
Recommendation trackerpriority, due date
Then
Summary writercited risk summary
A person decides
Property underwriterprices and decides
What comes out
Cited risk summary
Open recommendations
SOV differences
In and out

What it reads, and what it hands back.

What goes in

  • Risk engineering survey reports
  • Statement of values (SOV)
  • Sprinkler inspection and test records (NFPA 25)
  • Site photos and plans
  • Prior recommendations

What comes out

  • Cited risk summary for the file
  • Recommendation tracker with due dates
  • SOV differences list
  • Renewal survey brief

Who uses it

PUProperty underwriterRERisk engineerBABroker account managerUMUnderwriting manager
What it changes

The difference, in numbers.

Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.

target
1day
from survey received to a cited summary in the underwriting file
By hand1–2 weeks
With agents≈ 1 day
target
7of 9
open recommendations closed by renewal, each tracked to a due date
7 of 9 closed
recommendations at renewal
target
Every
difference between survey and statement of values flagged before quote

“Target” = design goal, measured in the live solution · COPE = construction, occupancy, protection, exposure · NFPA 25 = sprinkler inspection, testing and maintenance · agents = the live solution’s configuration

Built on the engine

5 specialist agents. One person decides.

Survey readerconstruction, occupancy, protection
Protection checkersprinkler tests, hazards, impairments
SOV reconcilervalues and features that disagree
Recommendation trackereach recommendation to closure
Summary writerone page, every fact cited
Property underwriterprices and decides

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