Guidelines Assistant
Any underwriter asks a guideline question in plain words and gets an answer cited to the current manual page.
Why it matters
Guidelines live in manuals, bulletins, rate rules and emails; underwriters search or ask a senior colleague, and answers drift from the version in force.
How the solution handles it
Agents read the question, find the guideline, bulletin or rate rule in force that day, check appetite and the asker’s authority, and write a short answer with the page cited. The underwriter applies it and decides; unanswered questions go to the guideline owner.
How a question moves
Four agents read the question, find the guideline in force, check appetite and authority and write a cited answer; the underwriter applies it and decides.
What it reads, and what it hands back.
What goes in
- Underwriting manuals and guidelines
- Appetite guides and bulletins
- Rate and rule manuals
- Authority letters and binding authorities
What comes out
- Cited answer to the question
- Authority limit for this risk
- Guideline gap log with owners
- Question history for training
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · “Typical” = Accenture & The Institutes, P&C Underwriting Survey (2021) · agents = the live solution’s configuration
4 specialist agents. One person decides.
More in this division.
Every risk above an underwriter’s authority reaches the right referrer with a cited summary and a clock.
Risk EngineeringEvery survey report read, its recommendations tracked and its COPE facts in the underwriting file within a day.
Data PrefillEvery submission prefilled from permitted outside data, each value sourced and each conflict flagged for review.
Build this
for your team.
We’ll show Guidelines Assistant running on your own documents.