Guaranty Purchase
Every guaranty purchase package built from the full loan history, with the gaps SBA would find fixed first.
Why it matters
Purchase packages are rebuilt from years of scattered files; a missing injection proof or undocumented liquidation step can mean a repair or denial.
How the solution handles it
Agents rebuild the timeline from approval to default, re-check origination and closing the way SBA will, track liquidation steps, recoveries and fees against SOP 50 57, and draft the tabbed package and narrative. A liquidation officer reviews and submits within the purchase window.
How a defaulted loan moves
Five agents rebuild the loan history, re-check origination and liquidation, spot repair risks and draft the package; a liquidation officer reviews and submits.
What it reads, and what it hands back.
What goes in
- Loan file and Authorization
- Form 1502 reports and payment history
- Servicing actions and letters
- Liquidation records and sale proceeds
- Legal fee invoices
What comes out
- Purchase package in SBA tab order
- Repair-risk list with fixes
- Draft liquidation summary and wrap-up
- Recovery ledger
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
Rules: 13 CFR 120.520 (purchase after 60+ days in default) · SBA SOP 50 57 (purchase request within 180 days of maturity or liquidation) · “Target” = design goal, measured in the live solution
5 specialist agents. One person decides.
More in this division.
Every SBA applicant screened against SOP 50 10 8 on day one, each finding cited to the rule.
Cash-Flow UnderwritingBusiness and guarantor returns spread into one global cash flow in under an hour, every number cited.
Package BuilderEvery 7(a) and 504 package complete and consistent before E-Tran, so it goes through on the first pass.
Build this
for your team.
We’ll show Guaranty Purchase running on your own documents.