Eligibility Screen
Every SBA applicant screened against SOP 50 10 8 on day one, each finding cited to the rule.
Why it matters
Eligibility is checked late and by hand against a long SOP; an ineligible loan found at default can cost the lender its guaranty.
How the solution handles it
Agents read the application, map every owner and affiliate, test size against the NAICS standard or the alternative ($20M net worth, $6.5M net income), and check use of proceeds and ineligible business types, each finding cited to the SOP. An SBA underwriter reviews and signs the checklist.
How an application moves
Five agents read the file, map owners and affiliates, test size and use of proceeds, and draft credit elsewhere; an SBA underwriter signs.
What it reads, and what it hands back.
What goes in
- SBA Form 1919 (borrower information)
- Business tax returns (3 years)
- Ownership and affiliate chart
- Use-of-proceeds schedule
- Franchise agreement, if any
What comes out
- Eligibility checklist citing SOP 50 10 8
- Size test (NAICS or alternative)
- Credit-elsewhere narrative draft
- Missing-item list
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
size, ownership, proceeds…
Rules: SBA SOP 50 10 8 (effective 1 June 2025) · 13 CFR 121.301 alternative size standard · “Target” = design goal, measured in the live solution · by-hand time estimated
5 specialist agents. One person decides.
More in this division.
Business and guarantor returns spread into one global cash flow in under an hour, every number cited.
Package BuilderEvery 7(a) and 504 package complete and consistent before E-Tran, so it goes through on the first pass.
Document ChaserEvery missing page tracked and chased in plain words, so files stop waiting on the borrower.
Build this
for your team.
We’ll show Eligibility Screen running on your own documents.