Cat Accumulation
Every schedule of values cleaned and geocoded, so cat accumulations are known before the next line is written.
Why it matters
SOVs arrive as messy spreadsheets and PDFs; addresses don’t geocode, construction is missing, and cat teams spend days cleaning data before any model run.
How the solution handles it
Agents read each SOV, clean and geocode addresses, code construction and occupancy, sum accumulations by zone and peril against limits, and report what is missing. The cat exposure manager signs off before model runs and new lines.
How an SOV moves
Five agents read, geocode, code construction, sum accumulations and report gaps; a cat exposure manager signs off.
What it reads, and what it hands back.
What goes in
- Schedules of values (Excel, PDF)
- Risk and premium bordereaux
- Survey and engineering reports
- Treaty and fac terms
What comes out
- Model-ready exposure file
- Accumulation by zone and peril
- Data quality score
- Missing-data list
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · “Estimated” = our estimate · by-hand time from an 8-hour working day · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
Every renewal submission read and summarised, loss data rebuilt and gaps flagged in hours, not weeks.
Facultative ReviewEvery facultative offer read against the underlying policy and guidelines, with a cited view in an hour.
Wording AbstractionEvery treaty wording turned into a cited abstract of limits and exclusions, checked against the slip.
Build this
for your team.
We’ll show Cat Accumulation running on your own documents.