Own-Damage Survey
Every own-damage survey, estimate and bill reconciled part by part the day the report lands.
Why it matters
Indian motor own-damage claims move through surveyor reports, workshop estimates, final bills and depreciation tables; checking them by hand slows settlement against IRDAI timelines and leaks money on parts.
How the solution handles it
Six agents read the survey report, estimate and final bill, check the documents, apply depreciation by part type and age, test add-ons such as zero depreciation, reconcile bill to estimate and draft the settlement note. A motor claims officer approves the liability.
How a claim moves
Six specialist agents read, check, calculate, test, reconcile and draft every survey; a motor claims officer approves the liability.
What it reads, and what it hands back.
What goes in
- Surveyor report and photos
- Workshop estimate and final bill
- Policy, IDV and add-ons
- RC, driving licence, FIR if any
- Depreciation schedule
What comes out
- Assessed liability, cited
- Depreciation and add-on check
- Deviation list for the surveyor
- Settlement note draft
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
median after the survey
IRDAI Master Circular on Protection of Policyholders’ Interests (2024): surveyor in 24 hrs, report in 15 days, decision in 7 days · “Target” = design goal, measured in the live solution · “Estimated” = our estimate
6 specialist agents. One person decides.
More in this division.
Every motor loss report becomes a cited, checked claim file within the hour, routed to the right adjuster.
Estimate ReviewEvery estimate and supplement checked line by line against the photos in minutes, before the car waits another day.
Total Loss SettlementEvery total loss valued, checked and ready to offer in hours, with storage days and title chases cut.
Build this
for your team.
We’ll show Own-Damage Survey running on your own documents.