Rating Verification
Every new policy’s rating factors checked against its documents in days, not discovered at renewal.
Why it matters
Rating rests on what applicants declare; unlisted drivers, wrong garaging and understated mileage go unchecked, and the industry has estimated personal auto premium leakage at about $29 billion a year.
How the solution handles it
Five agents read every new-business file, match drivers, vehicles and garaging to the documents and data, flag mismatches that change the rate, estimate the premium effect and draft the customer request. An underwriter approves any re-rate or notice.
How a policy moves
Five agents read, match, check and price every new-business file; a personal lines underwriter approves any re-rate.
What it reads, and what it hands back.
What goes in
- Application and e-signature
- Driver’s licences and MVRs
- Proof of prior insurance
- Vehicle registration and VIN
- Telematics or odometer photo
What comes out
- Verified rating file, cited
- Mismatch list with premium impact
- Re-rate recommendation
- Customer document request
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
Source: Verisk, Auto insurance premium leakage — a $29B problem (2016 survey) · “Target” = design goal, measured in the live solution · “Typical” = published figure · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
Every motor loss report becomes a cited, checked claim file within the hour, routed to the right adjuster.
Estimate ReviewEvery estimate and supplement checked line by line against the photos in minutes, before the car waits another day.
Total Loss SettlementEvery total loss valued, checked and ready to offer in hours, with storage days and title chases cut.
Build this
for your team.
We’ll show Rating Verification running on your own documents.