WorkflowFranchise Lending

Site Lease Review

Every site lease checked against the loan term, renewal options and landlord waiver before build-out money moves.

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WorkflowDocuments in; a checked, signed result out.
5specialist agents
5kinds of input
Soonfilm in production
The problem

Why it matters

Unit loans fund build-outs on leased sites; a lease shorter than the loan, or no landlord waiver, leaves improvements out of reach in a default.

What it does

How the solution handles it

Agents abstract the lease, count only renewal options the tenant alone can exercise toward the loan term, check landlord waiver, assignment and estoppel, and compare rent to projected sales. A closing officer clears or escalates every gap.

How it works

How a site lease moves

Five agents read the lease, test term and options against the loan, check landlord rights and occupancy cost; a closing officer clears or escalates.

What comes in
Lease in4 documents · lease, waiver, approval, budget
Agents at work
Lease readerlease + amendments
Then
Term and options checkertenant-only options
Landlord rights checkerwaiver · assignment
Then
Occupancy cost analystrent to sales
Then
Exception writergaps to clear
A person decides
Closing officerclears or escalates
What comes out
Lease abstract
Term check
Waiver status
In and out

What it reads, and what it hands back.

What goes in

  • Site lease and amendments
  • Landlord waiver, collateral assignment of lease
  • Franchisor site approval
  • Estoppel certificate
  • Build-out budget

What comes out

  • Cited lease abstract
  • Lease vs loan term check, with options
  • Landlord waiver status
  • Occupancy cost ratio

Who uses it

COClosing officerUUnderwriterCCClosing counselLPLoan processor
What it changes

The difference, in numbers.

Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.

target
15min
per lease, to a cited abstract and term check
By hand2–3 hrs
With agents≈ 15 min
target
100%
of renewal options tested: tenant-only options count toward term
every option tested
target
Day 1
missing landlord waivers flagged, not found at default

Rules: SBA SOP 50 10 (lease term with tenant-only options vs loan term; landlord waiver and assignment of lease) · “Target” = design goal, measured in the live solution

Built on the engine

5 specialist agents. One person decides.

Lease readerevery clause, with its page
Term and options checkeroptions that count toward term
Landlord rights checkerwaiver, assignment, estoppel
Occupancy cost analystrent against projected sales
Exception writerwhat is missing before funding
Closing officerclears or escalates

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for your team.

We’ll show Site Lease Review running on your own documents.