Multi-Unit Cash Flow
Dozens of units and entities spread into one global cash flow, with weak units shown, not averaged away.
Why it matters
Multi-unit operators run dozens of LLCs; spreading each unit and removing intercompany items takes days and hides weak units behind strong ones.
How the solution handles it
Agents map every entity and guarantee, spread each unit, remove management fees and intercompany loans, build global coverage and fixed-charge coverage, and rank units by their own coverage. A senior credit officer approves the global view.
How an operator moves
Six specialist agents map entities, spread every unit, remove intercompany items and build global coverage; a senior credit officer approves.
What it reads, and what it hands back.
What goes in
- Unit P&Ls and sales reports
- Entity returns (1065, 1120-S)
- Guarantor 1040s and PFS
- Debt and lease schedules
- Entity org chart
What comes out
- Global cash flow and DSCR
- Unit-by-unit coverage ranking
- Rent-adjusted leverage
- Draft credit memo section
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
2 flagged for review (example)
“Target” = design goal, measured in the live solution · “Estimated” = our estimate · ring shows an illustrative 20-unit operator · by-hand time estimated
6 specialist agents. One person decides.
More in this division.
Every FDD read end to end and turned into a cited brand profile before the first unit is underwritten.
Unit EconomicsEvery new unit modelled from the brand’s own disclosed numbers, with royalty, ramp-up and stress built in.
Franchise AgreementEvery franchise agreement abstracted and checked against the loan, so none ends before the loan does.
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for your team.
We’ll show Multi-Unit Cash Flow running on your own documents.