SystemFranchise Lending

Brand Watch

Brand Performance Watch

Every brand in the book watched year-round, so trouble is seen in the FDD before payments slip.

Film coming soonSee it working, liveWe’ll walk you through Brand Watch on your own documents.
SystemA crew of agents runs a whole process; people decide.
5specialist agents
5kinds of input
Soonfilm in production
The problem

Why it matters

Brand trouble shows first in a new FDD’s Item 20 closures or Item 3 litigation; lenders find out when their own units miss payments.

What it does

How the solution handles it

Agents compare each new FDD with last year’s, watch court filings, news and Directory changes, track borrower unit sales and map exposure by brand and borrower. Each alert cites its source; a portfolio manager decides on action.

How it works

How a brand signal moves

Five agents diff each new FDD, watch litigation, news and unit sales, and map exposure by brand; a portfolio manager decides on action.

What comes in
Signals in4 sources · FDDs, filings, news, unit sales
Agents at work
FDD change trackeryear over year
Litigation and newscourt · press
Then
Unit sales watcherborrower reports
Then
Exposure mapperby brand, borrower
Then
Alert writercited alert
A person decides
Portfolio managerdecides on action
What comes out
Brand scorecard
Cited alerts
Review pack
In and out

What it reads, and what it hands back.

What goes in

  • Annual FDD renewals
  • SBA Franchise Directory changes
  • Borrower unit sales and covenant reports
  • News and court filings
  • Exposure by brand

What comes out

  • Brand risk scorecard
  • Early-warning alerts with citations
  • Exposure by brand and borrower
  • Quarterly brand review pack

Who uses it

PMPortfolio managerCCChief credit officerRMRelationship managerFLFranchise lending head
What it changes

The difference, in numbers.

Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.

target
1day
from a new FDD or filing to a cited brand alert
Annual reviewup to 12 months
With agents≈ 1 day
target
100%
of portfolio brands re-read when each new FDD is issued
every brand, every year
target
Every
alert cites the FDD Item, filing or report behind it

Rules: FTC Franchise Rule, 16 CFR 436.5 (Items 3, 20, 21) · SBA Franchise Directory · “Target” = design goal, measured in the live solution

Built on the engine

5 specialist agents. One person decides.

FDD change trackerwhat changed in the new FDD
Litigation and newslawsuits, disputes, news
Unit sales watchersales trend in our own units
Exposure mapperwhat we have at stake, by brand
Alert writershort alert with its sources
Portfolio managerdecides on action

Build this
for your team.

We’ll show Brand Watch running on your own documents.