Rent Roll & T-12
Every rent roll and T-12 normalised and tied out, with underwritten NOI in hours, not days.
Why it matters
Every sponsor sends rent rolls and T-12s in a different layout, and underwriters rekey them, then tie them out by hand to the leases and bank statements.
How the solution handles it
Five agents read the rent roll and T-12 in any layout, strip one-time items, tie rent roll to T-12 to bank deposits, build NOI, DSCR and debt yield and draft the note. The underwriter sets the underwritten NOI and signs.
How a property moves
Five agents read, normalise, tie out and build NOI and DSCR from every rent roll and T-12; the underwriter sets the NOI and signs.
What it reads, and what it hands back.
What goes in
- Rent roll
- T-12 operating statement
- Operating budget
- Bank statements and tax bills
- Lease deeds and escrow statements (India LRD)
What comes out
- Underwritten NOI and DSCR
- Normalised rent roll
- Tie-out exceptions
- Underwriting note
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · “Estimated” = our estimate · by-hand time = typical underwriter effort reported by lenders · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
Every appraisal checked against the guidelines and your file before the credit decision.
Lease & Tenant RiskEvery lease, estoppel and SNDA abstracted and cross-checked, so tenant risk is known before closing.
Third-Party ReportsEvery ESA, condition and zoning report read and dated, with findings turned into closing conditions.
Build this
for your team.
We’ll show Rent Roll & T-12 running on your own documents.