WorkflowCommercial P&C

SOV Cleansing

Statement of Values Cleansing

Every statement of values cleaned, geocoded and COPE-complete in an hour, every filled field cited.

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WorkflowDocuments in; a checked, signed result out.
5specialist agents
5kinds of input
Soonfilm in production
The problem

Why it matters

SOVs arrive as messy spreadsheets with missing construction, occupancy and year built, bad addresses and low values; cat models and pricing are only as good as that data.

What it does

How the solution handles it

Five agents read every SOV, fix and geocode addresses, fill construction, occupancy, protection and exposure from the documents, compare values with benchmarks and last year’s SOV, and export a model-ready file. The underwriter accepts or queries every change.

How it works

How an SOV moves

Five agents read, geocode, complete, check and export every SOV; a property underwriter accepts each change.

What comes in
SOV in4 sources · SOV, appraisals, permits, public records
Agents at work
SOV readerany layout
Then
Address geocoderrooftop location
COPE completerconstruction, use
Then
Value checkerunder-valuation
Then
Model file exportermodel-ready
A person decides
Property underwriteraccepts each change
What comes out
Clean SOV
Under-value flags
Model-ready file
In and out

What it reads, and what it hands back.

What goes in

  • Statement of values (Excel)
  • Prior-year SOV
  • Appraisals and engineering reports
  • Building permits and public records
  • Broker COPE notes

What comes out

  • Clean, geocoded SOV
  • COPE completeness score
  • Under-valuation flags
  • Model-ready exposure file

Who uses it

PUProperty underwriterCMCat modellerRERisk engineerBBroker
What it changes

The difference, in numbers.

Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.

target
1hr
to clean and geocode a 500-location SOV
By hand2–3 days
With agents≈ 1 hr
target
95%
of COPE fields completed or flagged before modelling
the rest flagged for the broker
estimated
3×
the accounts per cat modeller in peak renewal season
TodayWith agents

“Target” = design goal, measured in the live solution · “Estimated” = our estimate · by-hand times as reported by property underwriting teams · agents = the live solution’s configuration

Built on the engine

5 specialist agents. One person decides.

SOV readerany spreadsheet layout
Address geocoderfixes and geocodes addresses
COPE completerconstruction, occupancy, protection
Value checkervalues vs benchmarks, last year
Model file exporterready for your cat model
Property underwriteraccepts each change

Build this
for your team.

We’ll show SOV Cleansing running on your own documents.