Policy Assistant
Any policy, limit or exception question answered in seconds, quoting the exact section.
Why it matters
Bankers email credit for policy answers or rely on memory, and answers drift from the current approved policy and limits.
How the solution handles it
Four agents read the question, search only the approved policy version, check lending limits and exposure where numbers matter and write a short answer that quotes the section. The credit officer decides any exception.
How a question moves
Four agents read the question, search the approved policy, check limits and write a cited answer; the credit officer decides any exception.
What it reads, and what it hands back.
What goes in
- Credit policy and procedures
- Delegated authority matrix
- Industry and concentration limits
- Regulatory guidance (OCC, FDIC, RBI)
- Exposure data
What comes out
- Answer quoting the policy section
- Lending-limit and exposure check
- Exception request draft
- Questions log for policy owners
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · “Ask credit” = typical email turnaround for a policy question · US national bank lending limit 15% of capital and surplus (12 CFR 32.3) · agents = the live solution’s configuration
4 specialist agents. One person decides.
More in this division.
Every deal package sorted, checked for gaps and summarised the day it lands, not days later.
Financial SpreadingEvery statement and tax return spread in minutes, global cash flow built, each number cited to its page.
Credit MemoA cited credit memo drafted from the spread, the file and your policy, ready for committee in hours.
Build this
for your team.
We’ll show Policy Assistant running on your own documents.