Solutions

Credit decisioning solutions

9 working agent solutions — configured to your book, governed by your policy.

Borrower & Portfolio Company Risk Monitoring

Monitors borrower and portfolio company financials continuously — surfacing changes in financial health and emerging risk with source-cited evidence.

Borrower Risk Analysis

Analyzes borrower performance, anomalies, and repayment risk from extracted financial data — every finding traced to the source document behind it.

Earnings Call & Transcript Intelligence

Turns earnings calls and transcripts into structured signals, themes, and cited talking points for credit, risk, and research teams.

Exception Detection & Approval Workflows

Finds policy exceptions in loan files and credit terms, then routes each one through a governed approval path with a complete decision trail.

Investment Memo & IC Pack Generation

Drafts investment memos and IC packs from deal documents — every figure and claim traced to its source page, ready for analyst review and sign-off.

Operational Diligence & Value Creation Analysis

Reads data rooms, management reports, and cost data to map operating models, surface execution gaps, and flag value-creation levers for deal teams.

Policy Rule Checks & Eligibility Decisioning

Tests every loan file against credit policy, eligibility rules, and product constraints — pass, fail, or exception, each with cited evidence.

Risk Grading & Credit Recommendation Support

Structured risk views, graded against your credit policy, with recommendation summaries and rationale — every input cited, every decision human-approved.

Risk Synthesis & Red-Flag Reporting

Consolidates diligence findings into clear risks, red flags, open questions, and mitigation themes — each one traced back to its source document.