Platform · Agentic Finance

Where credit teams live.

The agentic platform for lending and credit operations. The whole credit file made computable, underwriting agents that do the work, lending experiences your team assembles like cards, and your credit policy encoded as the rails — origination to portfolio monitoring.

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Commercial banksCredit unionsPrivate creditEquipment financeSBA lendersMortgage

The platform, in credit terms

Four modules. One credit operation.

The same core that runs any document-heavy operation — expressed here the way a credit team actually works.

The credit file, computable

Everything credit runs on becomes a governed, indexed collection — queryable by meaning, cited to the page:

Loan files — the full borrower package, classified and completeness-checked on arrival
Borrower intelligence — a 360° record per borrower: entities, deals, history, exposure
Spreads & financials — statements and returns as structured, comparable data
Credit policy & guidelines — your credit box as a knowledge collection agents must consult
Portfolio & covenants — live structured records that agents monitor after close

Underwriting agents, in harness

Credit work runs as harnessed agents — bounded by your policy, scored by evaluations:

Deal agents — intake, spreading, verification, ratio & risk analysis, memo assembly
Crews — analyst, verifier and policy roles that check each other on complex deals
Meshes — pipeline-scale orchestration: portfolio sweeps, renewal season, covenant runs
Monitoring agents — covenants, financial-reporting requirements, drift and early-warning signals

Lending experiences, assembled

The underwriting workspace is built from lending cards — packaged, not programmed:

Spreading card — the cited spread, flags and approval in one surface
Credit memo card — the assembled memo, every figure clickable to source
Borrower 360 card — exposure, history, entities, documents in one view
Covenant tracker & pipeline board — the book and the queue, live
Packages — cards bundle into workspaces per team: underwriting, portfolio, credit admin

Credit governance, encoded

The controls a credit committee and an examiner expect — built into the runtime:

Policy engine — your credit box as executable rules; exceptions surfaced, never waved through
Approval authority — delegated limits and gates exactly where your credit policy puts them
Exam-ready audit — every value traces: source page, agent, policy, reviewer, timestamp
Cited everything — no number in a memo without a link to the document it came from

End to end

Agents on every stage of the loan

The agent roster

Purpose-built agents for credit

Borrower Intake Agent

Collects, classifies and completes the loan package — and chases what's missing.

Loan Package Intelligence

Reads every document in the file; every extracted number linked to its source page.

Financial Spreading Agent

Spreads statements and tax returns 5× faster — cited, flagged, analyst-approved.

Underwriting Intelligence

Ratios, trends, red flags and policy exceptions — pre-analyzed before the file opens.

Credit Workflow Engine

Routes deals, approvals and exceptions through your governed process, fully audited.

Credit Assistant

Ask anything about the borrower, the book or the policy — answers with citations.

5×faster financial spreading

10B+documents processed

100%of numbers cited to source

100+ready-made agents

Policy-bounded agentsFull audit trailsHuman approval gatesRuns alongside your LOS & core

Asked by credit teams

The questions that decide the deal

Does it replace our LOS?

No — it runs alongside it. Agents do the document-and-analysis work your LOS was never built for, then post results into the LOS and core you already run. No rip-and-replace, no migration project as a precondition.

How does it handle our credit policy?

Your policy becomes two things: a knowledge collection agents must consult, and a set of executable rules the runtime enforces — thresholds, required documents, approval limits. When a deal breaks the box, it escalates to the right authority with the exception spelled out.

What do examiners see?

A complete trail: which document produced which value, which policy applied, which agent acted, which named person approved. The audit record is generated as the work happens — not reconstructed before the exam.

Where does the general-purpose platform fit?

Agentic Finance is a posture of the same core that runs any document-heavy operation. If you also run claims, contracts or compliance workloads, the same platform covers them — see Agentic Operations.

See your own loan file, decision-ready.

Bring a redacted borrower package to the demo — watch it become a spread, a policy check and a credit memo, live.

Request a demo

Not a lender? The same core runs every document-heavy operation —Agentic Operations →