Stip Verification
Proof of income, residence and insurance checked against the application, with fakes flagged before funding.
Why it matters
Stips arrive as phone photos and PDFs; analysts compare them to the application by hand, and edited paystubs and bank statements slip through.
How the solution handles it
Agents read each stip, calculate monthly gross income, match name and address to the application and check documents for edits. A writer drafts the clear or re-stip note. The verification analyst decides each item.
How a stip moves
Five agents read stips, calculate income, match residence and ID, look for edits and draft the decision; a verification analyst clears each stip.
What it reads, and what it hands back.
What goes in
- Paystubs and bank statements
- Utility bills and leases
- Driver’s licence
- Proof of insurance
- Credit application
What comes out
- Cleared or re-stipped decision per item
- Verified monthly income
- Tamper and mismatch flags
- Request back to dealer
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · by-hand time = typical manual effort reported by lenders · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
Every deal jacket checked against the approval and stips the day it arrives, so clean deals fund sooner.
Two-Wheeler & CV LoansTwo-wheeler and CV files checked from KYC to hypothecation on the RC, ready for a decision in minutes.
Fleet Credit ReviewFleet financials, contracts and vehicle schedules read together into a cited credit memo, the same week.
Build this
for your team.
We’ll show Stip Verification running on your own documents.