Fleet Credit Review
Fleet financials, contracts and vehicle schedules read together into a cited credit memo, the same week.
Why it matters
Fleet deals mix company financials, haulage or rental contracts and long vehicle schedules; analysts rebuild utilisation and cash flow by hand for every renewal.
How the solution handles it
Agents spread the financials, read customer contracts for tenor and concentration, check every vehicle in the schedule for age, liens and insurance, and model cash flow per vehicle. A writer drafts the memo; the credit officer approves the line.
How a fleet deal moves
Five agents spread financials, read contracts, check the fleet schedule, model cash flow and draft the memo; a credit officer approves the line.
What it reads, and what it hands back.
What goes in
- Audited financials and tax returns
- Customer and haulage contracts
- Vehicle schedule with VINs or RC numbers
- Bank statements
- Existing lender sanction letters
What comes out
- Cited fleet credit memo
- Spread financials and cash flow
- Fleet schedule check: age, liens, insurance
- Concentration flags
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
“Target” = design goal, measured in the live solution · “Estimated” = our estimate · by-hand time = typical manual effort reported by lenders · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
Every deal jacket checked against the approval and stips the day it arrives, so clean deals fund sooner.
Stip VerificationProof of income, residence and insurance checked against the application, with fakes flagged before funding.
Two-Wheeler & CV LoansTwo-wheeler and CV files checked from KYC to hypothecation on the RC, ready for a decision in minutes.
Build this
for your team.
We’ll show Fleet Credit Review running on your own documents.