SystemAgricultural Credit

Weather & Price Watch

Weather & Commodity Risk Watch

Every borrower checked weekly against drought, rainfall and prices, so stress shows up before renewal.

Film coming soonSee it working, liveWe’ll walk you through Weather & Price Watch on your own documents.
SystemA crew of agents runs a whole process; people decide.
4specialist agents
5kinds of input
Soonfilm in production
The problem

Why it matters

Drought maps update weekly and USDA supply estimates monthly, but ag portfolios are reviewed once a year, so stress shows up at renewal, not when the rain fails.

What it does

How the solution handles it

Agents pull the weekly drought map, rainfall and the monthly WASDE and price moves, map them to each borrower’s county or district and crops, and stress revenue against insurance cover. The ag portfolio manager decides who gets a call and when.

How it works

How a risk signal moves

Four agents watch the feeds, map exposure, stress-test revenue and write the watchlist; an ag portfolio manager decides who gets a call.

What comes in
Signals in4 feeds · drought, rainfall, WASDE, prices
Agents at work
Feed watcherdrought, rain, prices
Then
Exposure mappercounty, district, crop
Then
Stress testerprice × yield × cover
Then
Watchlist writerreasons for each name
A person decides
Ag portfolio managerdecides who gets a call
What comes out
Watchlist
Call list
Risk brief
In and out

What it reads, and what it hands back.

What goes in

  • US Drought Monitor (weekly)
  • USDA WASDE and futures prices
  • IMD rainfall and monsoon data
  • Portfolio by county or district and crop
  • Insurance coverage on file

What comes out

  • Borrower watchlist with reasons
  • Revenue stress test by crop
  • Officer call list
  • Portfolio risk brief

Who uses it

APAg portfolio managerCCChief credit officerALAg loan officerRARisk analyst
What it changes

The difference, in numbers.

Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.

target
Weekly
re-check of every borrower against the latest drought map
target
1hr
to a portfolio stress brief after a WASDE or drought update
By hand1–2 weeks
With agents≈ 1 hr
target
100%
of the portfolio mapped to location and crop
every borrower, every crop

Sources: U.S. Drought Monitor (weekly, Thursdays) · USDA WASDE (monthly) · IMD · “Target” = design goal, measured in the live solution · agents = the live solution’s configuration

Built on the engine

4 specialist agents. One person decides.

Feed watcherweekly and monthly feeds
Exposure mapperwho is exposed where
Stress testerrevenue under stress
Watchlist writerwho needs a call
Ag portfolio managerdecides who gets a call

Build this
for your team.

We’ll show Weather & Price Watch running on your own documents.