Crop & Insurance
Every crop plan tied to APH yields and the insurance policy, so the line rests on insured revenue.
Why it matters
Lenders lend against projected crop revenue but rarely tie it to the borrower’s APH yields, coverage level and insured acres; the gaps show only after a loss.
How the solution handles it
Agents read the crop plan, APH database and summary of coverage, compare planned yields and acres with insured ones, and calculate the insured revenue floor for each crop. Mismatches are flagged with their source; the ag credit officer approves the plan.
How a crop plan moves
Five agents read the plan, check APH yields and coverage, calculate the revenue floor and write the memo; an ag credit officer approves the plan.
What it reads, and what it hands back.
What goes in
- Crop plan and acreage report
- Crop insurance summary of coverage
- APH yield history
- Price projections
- India: PMFBY enrolment, sown area
What comes out
- Insured revenue floor by crop
- Yield and acreage mismatch flags
- Insurance assignment check
- Plan review memo
Who uses it
The difference, in numbers.
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
Sources: USDA RMA, Actual Production History (4–10 years; T-yields fill gaps) · PMFBY · “Target” = design goal, measured in the live solution · agents = the live solution’s configuration
5 specialist agents. One person decides.
More in this division.
Every farm’s returns and balance sheet spread into accrual income and coverage ratios, each number cited.
Farmland AppraisalEvery farmland appraisal reviewed for support, comps and income value, with every finding cited to its page.
Operating Line RenewalEvery operating line renewed before planting, with last year’s results, this year’s plan and collateral checked.
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