Vendor Finance Credit Decisioning demo

A dealer sends an application and gets an answer while the customer is still at the counter. 1:13

What the demo shows

A credit solution for equipment vendor programs that decides small-ticket applications.

Six agents decide every dealer application as it arrives — approve inside the policy box, counter from the ladder the credit manager signs, or refer to a credit analyst with a recommended decision, its reasons and its conditions — with the reasons on the line.

Transcript

  1. Vendor Finance Credit Decisioning Decides small-ticket equipment applications for vendor programs as they arrive.
  2. By hand, a file outside the box waits days, and the dealer goes elsewhere.
  3. Here, applications stream in, and most are approved in under two minutes — reasons on the line.
  4. Ocotillo Yardworks is too young for 60 months, so the stream counters, 24 months, 10% down.
  5. The dealer accepts in 39 seconds.
  6. Customers still at the counter.
  7. The sale is kept.
  8. Saguaro Hardscape is referred, a daily cash advance, and an email domain 11 days old.
  9. Priya calls the number on file, and Rafael Ortega confirms.
  10. She approves at 9.49%, an answer in 11 minutes.
  11. Built on Botminds: agents, data, screens, and governance on one platform.

Transcribed from the film’s narration. Captions are on the player.