WorkflowMarket Access & Pricing

Payer Contract Abstraction & Obligation Tracker

Payer contract management where every term opens its clause and every deadline has an owner

Every payer contract and amendment becomes cited terms in force, with every deadline on a clock.

See one case, screen by screen ↓
demo24termsabstracted from a three-page amendment, each with its clause and a confidence
demo$3.55Ma quartermore Medicaid rebate, flagged before our countersignature
target2.1daysmedian from a signed copy arriving to its terms live in every system
target52of 52notice, data, payment and audit dates met on time in a quarter
The problem

Why a signed amendment takes days to reach the rebate engine

A payer sends back a signed amendment. Somebody in contract operations has to read it against the base agreement and every earlier amendment, work out which sections it deletes or replaces, key the new rates, tiers, fees and dates into the term record, and then do it again in the rebate engine, the pricing calculation and the ERP accrual model.

The risky part is what hides in the wording. A three-page amendment can move a product to an exclusive rate that sets a new Best Price, raise an administrative fee past fair market value, stretch the audit look-back and cut the notice period — and the notice clock is running before anyone has put the new date on a calendar.

target9–12daysfrom a signed copy to its terms live, by hand
demo10valueschanged by one three-page amendment
demo4variancesagainst the clause playbook in that one amendment
Where a contract’s days go, from signed copy to live (days)estimated
By hand10.5 days
With the solution2.1 days
  • Logging the signed copy and linking it to its agreement1 → 0.1 d
  • Abstracting the terms3 → 0.3 d
  • Reconciling with the base agreement and earlier amendments2 → 0.2 d
  • Playbook and Best Price checks2 → 0.5 d
  • Pricing and Legal review1.5 → 0.8 d
  • Keying terms into downstream systems1 → 0.2 d

Estimated split for a typical amendment, by hand and with the solution.

How it works

How a contract moves

Six agents read, reconcile and check every contract and a seventh publishes the approved terms; contract operations confirms every term.

What comes in
Signed copy inAgreements + amendments · e-signature or the contracts mailbox
Agents at work
Contract intakeclassify + link
Then
Term abstractorevery term, cited
Then
Amendment reconcilerterms in force
Then
Playbook checkervariances
Price impact checkerbest price + fees
Obligation trackerdated duties
Then
Term publisherpublishes once approved
A person decides
Contract operationsconfirms every term; pricing decides flags
What comes out
Cited contract terms
Obligation calendar
Terms live downstream
One case, step by step

One amendment, from signed copy to live

Northgate Health Plan signs Amendment No. 2 to its commercial rebate agreement and sends it back through the e-signature envelope. Here is what happens next, screen by screen, in the working solution.

  1. 01Morning

    The book of contracts, and today’s clocks

    Dana Okafor · Contract operations lead

    Dana opens the calendar: 19 of 20 agreements in force across 8 payer types, 4 documents waiting on people, 10 clocks in the next 30 days, and 271 terms that each open their clause. The Summitview notice deadline on Oct 30 sits at the top. A new signed copy is in the review list.

    Signed copies to review: “Northgate Health Plan — Amendment 2 · not read yet.”

  2. 0208:12

    The amendment, linked to its agreement

    Contract intake

    Amendment No. 2 to agreement NWB-NG-2025-01 arrives via the e-signature envelope. Northgate signed it on Oct 6; our countersignature waits on this review. The base agreement, Amendment 1 and the Q2 pricing record open alongside it.

    “Six agents read it against the base agreement, Amendment 1, the clause playbook and the Q2 pricing record — every term comes back with its clause. You confirm what they find.”

  3. 03One click

    “Run abstraction” — and six agents start

    Dana Okafor · Contract operations lead

    Contract intake matches the 3 products to the product master. The term abstractor reads 24 terms from 3 pages. The amendment reconciler finds 10 changed values, in force from Jan 1, 2027. The playbook checker finds 4 variances against 8 rules, and the price impact checker warns that Corventa’s lowest net of $379.44 is below the Best Price of $409.42.

    Obligation tracker: “6 dated duties · notice deadline Nov 2.”

  4. 04Abstracted

    Every term, with its clause and a confidence

    Term abstractor

    Parties and term, products and rebates, fees, price protection, eligibility, audit, notices and renewal, data and payment — 24 terms, each with a confidence and a numbered citation that highlights the passage in the signed copy. The two lowest — the exclusivity conditions at 88 and the services the fee pays for at 84 — wait for Dana like everything else.

    Limit: price terms always go to a person.

  5. 05Reconciled

    What changed, and from when

    Amendment reconciler

    Corventa moves from Preferred (parity) at 30.0% to Exclusive at 38.0% of WAC, with new exclusivity conditions and a 30.0% fallback. The admin fee goes from 3.0% to 5.5% and Exhibit C is deleted. The price-protection threshold tightens from 7.0% on net WAC to 5.0% on actual WAC, the audit look-back grows from 24 to 36 months, notice falls from 90 to 60 days, and the term runs to Dec 31, 2027.

    Superseded values are kept with their dates, never overwritten.

  6. 06Checked

    A new Best Price, with the arithmetic shown

    Price impact checker · Playbook checker

    WAC of $612.00 less the 38.0% exclusive rebate leaves $379.44 — below the Q2 2026 Best Price of $409.42 set by the Lakeview chargeback. Health plan rebates count toward Best Price, so the Medicaid unit rebate would rise from $151.78 to $181.76 on about 118,400 units: about $3.55M more a quarter, or a lowest net of $345.78 if the 5.5% fee is not bona fide. The playbook checker adds the fee above the 4.0% cap, the 36-month look-back, the 5.0% price-protection threshold and the 60-day notice.

    Passed: “Rates match the approved deal sheet” — DS-2026-114, Corventa exclusive 38.0% with a 30.0% fallback.

  7. 07Confirmed and signed

    Confirmed by operations, signed by pricing

    Dana Okafor → Omar Haddad · Government pricing manager

    Dana confirms the 24 terms against their clauses and routes the amendment to pricing review, where Omar Haddad can approve and record the new Best Price or hold it and return it to deal desk. He approves with an e-signature whose meaning is spelled out: countersignature of Amendment No. 2 and a new Corventa Best Price of $379.44 from Q1 2027, about $3.55M more Medicaid rebate a quarter. His note for the record: the admin fee must carry a fair-market-value study before Jan 1 or be capped at 4.0%.

    “Decides before our countersignature · e-signature with meaning.”

  8. 08Published

    Approved terms, live in every system

    Term publisher

    Dana publishes. 24 validated terms map to rebate engine contract RE-NG-2027, and the test calculation matches. The pricing calculation receives the $379.44 Best Price candidate from Jan 1, 2027 with the fee flagged for study, and the ERP accrual model gets the health plan channel rates.

    Limit: publishes only approved terms, and stops on any mismatch.

  9. 09On the calendar

    Six new duties, each from its clause, each with an owner

    Obligation tracker

    The last day to end the agreement on 60 days’ notice before the exclusive rate starts is Nov 2 — Sam Patel’s, with reminders 30, 14 and 7 days before. Then the Jan 1 effective date, the new price-protection baseline for Lena Ortiz, the Q4 utilization file, a quarterly check that Corventa is still the sole preferred brand, and the Dec 31, 2027 renewal.

Who it’s for

Built for everyone who touches a payer contract.

The same amendment, seen by the five people who carry it — contract operations, government pricing, deal desk, Legal and revenue accounting.

DO
Dana OkaforContract operations lead
Contract operations
Before
Reads every amendment against the base agreement by hand, then keys the same terms into three systems.
Now
Confirms 24 cited terms on one screen, routes the pricing flag, and publishes once.
OH
Omar HaddadGovernment pricing manager
Pricing approver
Before
Hears about a rate that moves Best Price after the contract is countersigned.
Now
Gets the Best Price arithmetic and the Medicaid effect before countersignature, and signs with the meaning recorded.
SP
Sam PatelContract strategy · deal desk
Deal desk
Before
Finds a shortened notice period when the window to re-bid has already closed.
Now
Owns every notice deadline, with reminders 30, 14 and 7 days before each one.
PR
Priya RamanContracts counsel · Legal
Playbook owner
Before
Learns about a 36-month audit look-back from the payer’s audit letter.
Now
Sees every variance against standard, fallback and walk-away, and approves the ones that stand.
LO
Lena OrtizGTN and revenue accounting
Revenue accounting
Before
Books accruals from rates she cannot trace to a signed clause.
Now
Reads the terms in force, owns the payment and price-protection clocks, and sees every publish with who approved it.
Built on the engine

7 agents. Each with one job, and hard limits.

Six agents read, reconcile and check every contract and a seventh publishes the approved terms; contract operations confirms every term.

Contract intake

Takes signed contracts from the e-signature envelope and the contracts mailbox, decides agreement, amendment or side letter, and links each to its parent agreement, payer and products.

  • Never deletes a received document
  • Unmatched files go to a person
Term abstractor

Reads every clause — tables, defined terms and cross-references — and records each term with a value, a confidence and the clause it came from.

  • Every term cites its clause
  • Price terms always go to a person
  • An ambiguous value is marked for a person, not guessed
Amendment reconciler

Applies each amendment to the base agreement and earlier amendments, so the terms in force on any date are known.

  • Superseded values are kept with their dates, never overwritten
  • Flags any section an amendment cites that does not exist
Playbook checker

Compares every term with the clause playbook — standard, fallback, walk-away — and with the approved deal sheet, listing each variance with its clause and the rule it breaks.

  • Playbook changes need Legal approval
Price impact checker

Works out the lowest net unit price each term allows, compares it with the current Best Price, tests whether each fee can stay a bona fide service fee, and estimates price-protection exposure — with the arithmetic shown.

  • Never changes a pricing figure
  • A person decides every pricing flag
Obligation tracker

Turns notice, renewal, price-protection, audit, data, payment and fee clauses into dated duties with owners and reminders, and scans them every morning.

  • Dates come only from confirmed clauses
  • Reminders never go outside the company
Term publisher

Sends confirmed, approved terms to the rebate engine, the pricing calculation, the ERP accrual model and the contract system, then runs a test calculation to prove they match.

  • Publishes only approved terms
  • Stops and alerts contract operations on any mismatch
  • Every publish is in the audit trail
Contract operations

Confirms every term. The agents propose; a named person decides.

Ask in plain words

Ask about any contract, clause or deadline

Anyone on the team can ask in plain words — or tell it what to change. Every answer opens the clause behind it.

What changed in Northgate Amendment 2?

Ten values change from Jan 1, 2027: Corventa from Preferred at 30.0% to Exclusive at 38.0%, a new 30.0% fallback, the admin fee from 3.0% to 5.5%, price protection from 7.0% on net WAC to 5.0% on actual WAC, the audit look-back from 24 to 36 months and notice from 90 to 60 days. Plus a new exclusivity condition, a new baseline WAC date, the fair-market-value exhibit deleted and the term extended to Dec 31, 2027. The Corventa rate needs government pricing: it would set a new Best Price.

Which notice deadlines fall before year end?

Six: Summitview Rx on Oct 30, Cobalt Employers Coalition and Lakeview Health System on Nov 1, Northgate Health Plan on Nov 2, and Havenridge Health System and Alder Benefit Partners on Dec 31. Sam Patel gets reminders 30, 14 and 7 days before each one.

Could any contract set a new Best Price?

One does, and one is close. Northgate Amendment 2 — Corventa exclusive at 38.0% gives a lowest net of $379.44, below today’s Best Price of $409.42: about $3.55M more Medicaid rebate a quarter, or $345.78 if the 5.5% fee is not bona fide. Granite Amendment 4 at 31.5% is only 2.4% above, and Omar Haddad has it in pricing review. PBM rebates (other than mail order) and Part D rebates do not count toward Best Price.

Add a rule: price protection measured on net WAC

Done. New playbook rule PB-09 · price-protection basis: measure on net WAC, or on actual WAC only with a threshold of 6.0% or more. Run across the 20 agreements it flags Harbor Union Rx at 5.0% on actual WAC, and Northgate from 2027. Crestline passes at 6.0%. The rule waits for Priya Raman’s approval and is in the audit trail.

Every screen

The working solution, as it ships.

13 screens from the working solution, on its sample data. Pick one to see it large.

The calendarAgreements in force, documents waiting on people, clocks in the next 30 days and every dated duty on one month.
A signed copy arrivesAmendment No. 2 beside the base agreement, Amendment 1 and the pricing record, ready for the agents to read.
Agents at workIntake, abstraction, reconciliation, playbook, price impact and obligations — each step shown with what it found.
Cited terms24 terms from Amendment No. 2, grouped by clause family, each with a confidence, a citation and a Confirm button.
What changedTen values the amendment changes, the superseded value struck through beside the new one.
ChecksThe Best Price arithmetic and the Medicaid effect, the admin fee against its cap, and the other playbook variances.
Pricing sign-offGovernment pricing approves with the meaning of the signature and a note for the record.
PublishingApproved terms to the rebate engine, pricing calculation and ERP, with a test calculation that must match.
The contract’s dutiesSix dated duties from Amendment No. 2, each with its clause, its owner and its clock.
Every obligationNotice, renewal, price-protection, audit, data, payment and fee dates across the book, filterable by type and owner.
The clause playbookStandard, fallback and walk-away for each clause family, and where every agreement sits outside the rule.
The dashboardDocuments abstracted, arrival to live, terms confirmed as read and duties met on time, with person-hours per document, dated duties ahead and playbook variances by clause.
Your rulesWho approves pricing flags, fees and variances, what a person must confirm, and when reminders go out.
Governance

Built for contracts that move government prices: cited, signed, on the record.

Every term opens its clauseClick any term, change or finding to see the highlighted passage in the signed copy, the earlier amendment or the pricing record it rests on.
A person confirms every price termAgents propose terms. Rates, fees and price protection are never confirmed automatically — contract operations confirms each one against its clause.
Pricing decides before countersignatureA rate that would move Best Price goes to government pricing, who approves with an e-signature whose meaning and note are recorded with it, or holds it and returns it to deal desk.
Legal owns the playbookStandard, fallback and walk-away for each clause family belong to Legal. Variances outside the playbook, and any new rule, wait for Legal’s approval.
Only approved terms go downstreamThe rebate engine, pricing calculation and ERP receive approved terms only, and a test calculation proves each one matches its cited rate.
Nothing overwritten, everything on the recordSuperseded values are kept with their dates. Each agent step, confirmation, signature and publish is in the activity trail, with who approved it.
Configuration

Your approvals and your clocks, not ours

Who decides, what a person must confirm and when reminders go out are settings, not a project.

SettingDefaultChoose from
Lowest net price below Best PriceOmar HaddadOmar Haddad · Lena Ortiz
Fee above the playbook cap or without a fair-market-value studyOmar HaddadOmar Haddad · Priya Raman
Clause outside the playbookPriya RamanPriya Raman · Sam Patel
Never confirm price terms automaticallyOnOn · Off
Confirm dates and parties at 97% confidence or moreOffOn · Off
Compare every signed copy with the approved deal sheetOnOn · Off
Notice and renewal deadline reminders30, 14 and 7 days before30, 14 and 7 · 60, 30 and 7 days before
Payment and data file reminders10 and 2 days before10 and 2 · 5 days before
Connections

Works with the systems you already run

E-signature and the contracts mailboxexecuted agreements, amendments and side letters
Product and NDC masterevery product and NDC matched
Government pricing recordcertified AMP, Best Price and Medicaid units
Rebate enginerates, tiers, fallback, eligibility, effective dates
ERP accrual modelaccrual rates by channel
Contract systemthe cited term record, beside the signed copy
What it changes

The difference, in numbers.

Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.

target
2.1days
median from a signed copy arriving to its terms live in every system
By hand9–12 days
With agents≈ 2.1 days
target
52of 52
notice, data, payment and audit dates met on time in a quarter
every duty on time
one quarter
target
94%
of terms confirmed as read; every term opens its clause
confirmed as read

“demo” = seen in the working solution, on its sample contracts · “target” = the design goal, measured in the live solution · “estimated” = our estimate · Context: Medicaid Best Price rule (42 CFR 447.505). People, payers and products named on this page are characters in the working solution.

Questions

What contracting and pricing teams ask us.

What is payer contract abstraction?

Reading each executed payer agreement and amendment and recording its terms — rates and tiers, exclusivity and fallback, fees, price protection, eligibility and exclusions, audit rights, notice, data, payment and dispute clocks — as structured data. Here every term keeps a citation to the clause it came from, and a person confirms it.

How does it handle amendments?

The amendment reconciler applies each amendment to the base agreement and every earlier amendment, records the old value, the new value and the effective date, and builds the terms in force on any date. Superseded values are kept, never overwritten.

Does it check the effect on Medicaid Best Price?

Yes. The price impact checker works out the lowest net unit price each term allows, compares it with the latest certified Best Price from the pricing record and shows the arithmetic and the Medicaid unit rebate effect. It also tests whether a fee can stay a bona fide service fee. A person in government pricing decides every flag.

How are notice deadlines and other obligations tracked?

The obligation tracker turns notice, renewal, price-protection, audit, data, payment and fee clauses into dated duties with an owner, computed from the confirmed terms in force. Reminders go out 30, 14 and 7 days before a notice deadline and 10 and 2 days before payments and data files, and the calendar can be exported.

Can we use our own clause playbook?

Yes. The playbook holds your standard, fallback and walk-away for each clause family, owned by Legal. You can add a rule in plain words; it runs across every agreement and waits for Legal’s approval before it applies.

Do people stay in control?

Yes. Agents propose; contract operations confirms every price term against its clause, government pricing signs any pricing flag before countersignature, Legal approves variances, and only approved terms are published downstream. Every step is on the activity trail.

Which systems does it connect to?

It takes signed copies from e-signature and the contracts mailbox, matches products to the product and NDC master, reads the government pricing record, and publishes approved terms to the rebate engine, the pricing calculation, the ERP accrual model and the contract system.

How long does it take to go live?

The Agentic Solution Engine builds and deploys it from your requirements and documents — your contract templates, clause playbook and a sample of executed agreements — and it goes live once every quality gate has passed. We will walk you through it on your own contracts first.

See it on
your contracts.

We’ll run the Payer Contract Tracker on a sample of your own signed agreements and amendments.