Liquidity Risk Monitoring demo
Agents recompute the early warning indicators and the survival horizon every morning, name the accounts behind each move, and put one decision in front of the Treasurer 1:34
What the demo shows
Treasury risk teams watch LCR, NSFR and internal stress metrics daily and explain each move
A Monitor agent recomputes the early warning indicators, the stress survival horizon and LCR-style and NSFR-style ratios every morning from the core, the payments hub, the general ledger, the treasury management system and the ALM model, and marks anything from a late feed as stale. A Concentration agent watches the top 50 depositors and sensitive cohorts such as uninsured commercial deposits by sector. An Explainer agent traces each move through the payments hub to the clients and channels behind it, cites every record and finds the common thread. The Treasury Risk Analyst confirms the facts; the Treasurer decides to watch, escalate or act and gives the reason. An Escalation agent keeps the contingency funding plan's stage 1 notice drafted on standby, and the Liquidity Risk Officer checks it before it goes. A Record Keeper sends the record to ALCO and builds the examiner pack.
Transcript
- Liquidity Risk Monitoring explains every move in a bank's liquidity, each morning.
- In March 2023, one bank lost forty-two billion dollars of deposits in one day.
- At Corvane National Bank, the 7:30 note says liquidity is sound; one indicator tripped.
- Uninsured commercial deposits fell one point oh six billion dollars in three days.
- Agents trace it to technology clients: eleven moved seventy-two percent.
- The largest left by sweep to a money market fund; the payment record is cited.
- The survival horizon: sixty-one days, against a forty-five day minimum.
- The analyst confirms the facts; the Treasurer decides to watch, escalate or act.
- She chooses watch, with client calls by noon, and records why.
- A stage one notice waits for a second-line check, and every decision is logged for examiners.
- Eighteen indicators explained by seven thirty; a decision on record within the hour.
- Built on Botminds: agents, data, screens and governance on one platform.
The narration as written for the film. Captions are on the player.