Farm Financial Spreading demo
Schedule F, farm balance sheets and inventory counts read and spread into the standard farm ratios, every figure linked to its page. 1:14
What the demo shows
A spreading solution for ag lenders that turns Schedule F and balance sheets into farm ratios.
Six agents read the whole farm financial package — returns, balance sheets, grain counts, invoices and letters — build a three-year accrual spread with every figure linked to its page, price inventories at the lender's sheet, find liabilities the borrower left off and run the 21 farm measures; the credit analyst confirms each adjustment and signs.
Transcript
- Farm Financial Spreading turns farm tax returns and balance sheets into farm ratios for AG lenders.
- By hand, half a day, here the home is the spread itself in the lender's format.
- Every cell is pinned to its line.
- Net Farm Profit opens Schedule F, Line 34.
- On the tax return alone, term debt coverage is 1.11 below the minimum.
- The crop inventory change, plus 140,000 pins from both balance sheets into the accrual column.
- Pin the other five, and coverage moves from 1.11 to 1.42.
- Agents also found a missing combined note and CCC loan and corn above the bid.
- Jenna confirms and signs a full spread in minutes, every figure linked to its page.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.