Construction Loan Monitoring demo
Every construction loan's S-curve, budget and interest reserve, projected to the finish. 1:14
What the demo shows
A monitoring solution for construction lenders: each loan's S-curve and reserve to the finish.
Six agents read every site report, schedule update, change-order log and leasing report as it lands. Each loan's home is its S-curve — plan against inspected progress and draws, the gap broken down by trade — with the interest reserve and contingency projected to the finish date, so the bank knows months ahead that a project will run out before it completes. The portfolio manager decides.
Transcript
- Construction Loan Monitoring shows lenders each loan's S-curve and the money left to finish it.
- On Harrow Yard, the actual curve has bent-below plan.
- Owen clicks the gap.
- Drywall and the switchgear are behind.
- Six agents re-forecast it from a new site report, schedule, and change orders.
- The dotted forecast shows the interest reserve hitting zero in August, four months before the project is finished and leased.
- Slower leasing moves the zero to July.
- Owen sets it back to the forecast.
- The contingency runs out in March.
- The loan is $613,000 short at the finish.
- Owen asks the assistant to draft the balancing notice every figure sourced.
- He approves, and Lydia confirms the watch rating 10 months before the money runs out.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.