Commercial Loan Portfolio Analysis demo
Ask the whole commercial book a new question in plain words; the answer comes back as a table, each row linked to the page that proves it. 1:12
What the demo shows
A portfolio search solution for credit leaders that answers questions across every loan file.
Type a question no core system can answer — which hotel loans have a guarantor with thin liquidity, who depends on imports — and agents read every credit file and return it as a table and chart, each row linked to the memo, statement or PFS page behind it; save it and it re-runs next quarter. The Chief Credit Officer approves what goes to the board.
Transcript
- Commercial Loan Portfolio Analysis.
- Ask the whole loan book a question and get back a table.
- By hand, that means weeks of re-reading memos and statements.
- Owen asks, which hotel loans over $5 million have a guarantor with liquidity under 10%?
- Agents read every guarantor's statement.
- 11 loans assemble, row by row, each with its page.
- Each chip opens the statement.
- $620,000 liquid on a $14.8 million loan.
- Three are new since June.
- Owen saves it to rerun every quarter.
- The same box answers the board.
- 63 borrowers depend on imports.
- 17 fall below 1.2 times if costs rise.
- Ruth approves within the hour.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.