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ALCO Reporting demo

Each ALCO page drafted from model inputs proved to the ledger, each move explained by driver and cited 1:27

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What the demo shows

Treasury and finance assemble the ALCO package and explain NII, EVE and liquidity changes

Six agents assemble, check and explain. The Pack agent loads the ALM run and its other sources, proves the model's inputs to the general ledger and the core, holds any page a break would touch and drafts the rest. The Change agent explains every moved measure by driver, each with an amount and a cited source, and will not publish notes that do not sum to the move. The Limit agent compares every board limit and drafts exception and watch notes with cause, plan and owner. The Assumption agent shows each assumption change with its effect and back-tests the projection. The Question agent answers members on the page from the pack's own sources. The Minutes agent drafts decisions and owners from the secretary's notes and tracks actions. The ALM Analyst prepares, the Treasurer approves every page and the release, and the CFO chairs ALCO and approves the minutes.

Transcript

  1. ALCO Reporting assembles the ALCO package for treasury, and explains what changed.
  2. Most banks still build it in spreadsheets; one in four plans to change.
  3. First, the Pack agent ties the model to the ledger: fourteen million in loans were missing.
  4. Page twelve: the margin fell nine basis points.
  5. The Change agent explains it: six basis points from deposits moving into money market.
  6. Every amount opens its source.
  7. Three more from partner repricing. The notes sum to the move.
  8. Page seventeen: a two hundred point rise costs 6.8 percent, inside the limit.
  9. The Treasurer approves the page; members can now read it.
  10. The Limit agent drafted the one exception, with a plan and owner.
  11. Every decision has a maker, a checker and an audit trail.
  12. An approved pack in three days, not eight, every change explained.
  13. Built on Botminds: agents, data, screens and governance on one platform.

The narration as written for the film. Captions are on the player.