Agricultural Credit Early Warning demo
Watches drought, prices, borrower results and payment behavior across the ag book and flags the farms that need a call this week. 1:09
What the demo shows
A risk solution for ag lenders that watches drought, prices and payments to flag weak farms.
Every farm in the ag book on the weekly drought map, colored by its early warning score. Six agents re-score it every Thursday — each farm's acres against the drought map, its commodities against its own breakeven, its insurance, line, deposits and payments against its own pattern — so drought alone does not raise an alarm, and the farms that need a call are ranked, explained and their watch-list review drafted for the Ag Lending Manager to approve.
Transcript
- Agricultural Credit Early Warning puts every farm in an AG loan book on the weekly drought map and flags the weak ones.
- On Thursday's map, extreme droughts spread across three Kansas counties and 12 farms there turned amber.
- Drought alone is not trouble.
- Checked against insurance, prices and payments, nine clear and three need a call.
- Voss land and cattle sold 212 bred cows.
- Its line is 96% drawn.
- Ruth asks for the review.
- Six agents gather the evidence and reproject the cash flow.
- Debt coverage falls to 0.86.
- The wheat claim is assigned to the bank.
- Ruth moves Voss to special mention.
- Found months before renewal.
- Not at it. Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.