Agricultural Collateral Monitoring demo
Re-marks farmland, machinery and livestock across the book against current sales and prices, and shows where coverage has thinned. 1:12
What the demo shows
A collateral solution for ag lenders that re-values farmland, machinery and livestock.
Every quarter six agents re-value each pledged tract, machinery unit and head of livestock against recorded sales, auction results and USDA prices, recompute loan-to-value for every loan, and put the loans where the cushion thinned — with re-appraisal orders and alerts drafted — in front of the Rural Appraisal Manager, who approves; the Chief Credit Officer signs the coverage report.
Transcript
- Agricultural Collateral Monitoring re-values the farmland, machinery and livestock behind an AG lender's book.
- With values years old, Ingrid re-marks the book, Land from County Sales, Machinery from Auctions, Livestock from Market Reports.
- Land is down 3%, machinery almost 6% cattle up.
- Replay machinery, tiles shrink as auction values fall, and Nygaard Custom Harvest turns amber, below 1.2 times.
- One click shows why.
- Three combines sold for 11 to 15% less.
- Breck Valley Farms, too.
- South Creek fell 14% on four nearby sales.
- Ingrid orders 14 reappraisals, Paul signs.
- Coverage refreshed every quarter, not at the next appraisal.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.