ABL Collateral Monitoring demo
Collateral watched daily between field exams, against its own history. 1:15
What the demo shows
A monitoring solution for asset-based lenders that watches collateral daily between exams.
Six agents read every borrower report, daily sales and credit journal and lockbox file, plot each borrower's dilution, DSO, collections and inventory turns on control charts with limits from its own history, recompute availability under each credit agreement and raise alerts with the transactions behind them; the collateral manager decides and the chief credit officer co-approves above the limit.
Transcript
- ABL Collateral Monitoring watches each borrower's collateral daily between field exams.
- It opens on control charts, with limits set from each borrower's own history.
- Replay Ashford since August.
- Dilution drifts up and crosses its limit on day 17 of September.
- The point opens its cause.
- Credit memos to Tremont, the top customer, up three times.
- Flagged 21 days before the certificate and months before the next field exam.
- With today's register, six agents recheck.
- Availability is 3.5 million, not 5.2.
- That is under the 4.5 million trigger.
- The assistant brings the exam forward.
- Elena approves. The credit officer co-approves.
- Changes flagged within days, not at the next exam.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.