Underwriting Authority & Referral Management demo
Ask whether a risk is in appetite and within your authority; get the answer with the guideline page that says so. 1:09
What the demo shows
A guidelines solution that answers appetite and authority questions with the rule behind it.
Six agents read the submission and test every fact against the underwriter's own authority letter and the guides in force, then place the risk on a ladder of authority: underwriter, senior, branch manager, home office. Change a fact and the risk climbs or drops rungs live, showing how to restructure to stay in authority, or a referral note goes up already filled in with the rule and the facts.
Transcript
- Underwriting Authority & Referral Management shows underwriters whose signature each risk needs.
- Letters and guides run to hundreds of pages, so risks wait on needless referrals.
- Kessler Cold Storage needs a $10 million umbrella, and the quote is due Thursday.
- Six agents test 11 facts against Elena's letter and four guides.
- The umbrella climbs to the senior rung, and Marcus is out until Friday.
- The latter finds the smallest fix, a 5 million lead umbrella, excess placed elsewhere.
- She lowers the limit to 5 million, and the risk drops one rung into her own authority.
- She quotes the same day, logged with the letter and guide versions.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.