Small Business Loan Decisioning demo
Agents read, spread and test each small loan request, so an officer can decide in minutes. 1:11
What the demo shows
An underwriting solution for business banks that reads, spreads and tests small loan requests.
Six agents read the whole file the moment it is complete — returns spread, every bank transaction classified and drawn as a daily balance timeline that exposes hidden daily-debit cash advances, SBA and policy checks run and cited — and place it on a decision board as Ready to decide, Needs a look or Decline likely, with a drafted memo and letter; the credit officer decides and signs.
Transcript
- Small Business Loan Decisioning reads, spreads and tests small loan requests for business banks.
- Renee opens Halverson Mechanical — $240,000 and a year of bank statements.
- She scans the statements.
- The agents read every transaction and group each debit by payee.
- One debit is on no schedule — a cash advance taking $1,140 every business day.
- Day by day in July, the balance sawtooths and twice the debit bounced.
- Counted in, coverage is 0.4, paid off before closing 1.58.
- Every finding opens the statement page it came from.
- Rene approves with three conditions.
- A decision-ready file in under a day.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.