SBA Loan Structuring Calculator demo

What the demo shows

A structuring solution for SBA bankers that tests equity, seller notes and debt coverage.

Six agents read the deal's documents — LOI, purchase agreement, seller note, tax returns, quality of earnings report, valuation, personal financial statement — and the banker builds sources and uses on a live bench where every SBA test turns green or red as a lever moves; tell it the coverage and equity you need and it solves backward to the structure that works, and the credit officer approves before the term sheet goes out.

Transcript

1. 0:00The SBA Loan Structuring Calculator tests equity, seller notes, and coverage against today's SBA rules for SBA bankers.
2. 0:12Elena's bench opens on Harborline HVAC, a $4.2 million purchase, as the broker sent it.
3. 0:21Three tests are read.
4. 0:23The note doesn't count.
5. 0:24Equity is 4%, coverage 1.20.
6. 0:27She slides the seller note to full standby, and the test flips green.
7. 0:35Counts toward injection. Coverage rises to 1.32, but equity is short, so she solves backward for 10% within Owens Cash.
8. 0:48The answer, $51,000 more cash, and every rule passes at 1.34.
9. 0:57Marcus Hale approves, and the term sheet goes out.
10. 1:00Found in minutes, not a week later.
11. 1:04Built on Botminds: agents, data, screens, and governance on one platform.

Transcribed from the film’s narration. Captions are on the player.