Mortgage QC Automation demo
Every closed loan run through the full QC script before it is sold. 1:13
What the demo shows
A quality control solution for mortgage lenders that reviews every closed loan before sale.
A 386-check QC script runs against every closed loan the moment its closing package is complete: six agents read the whole file, recompute income, debts, assets and fees, check every disclosure and its tolerances, and grade each defect by agency severity. The script stops on a significant defect, every failure links to the page that caused it, and the loan is held from its pool until it is cured; QC auditors confirm every finding and the QC manager signs the monthly report.
Transcript
- Mortgage QC Automation reviews every closed mortgage loan for defects before it is sold.
- Most lenders sample one loan in ten, after the sale.
- Here, every loan runs the script.
- The Dorsey loan is last, 386 checks.
- Checks race down green, until the ratios stop at red.
- Significant defect, debt ratio 51.2, recalculated, against 44.8 approved.
- Rent counted in full, a student loan at zero, each linked to its page.
- Then an untraced gift and a fee cure, each graded by agency severity.
- Owen confirms, Rene sends the cures in time for the October pool.
- Every loan reviewed before it is sold, not a sample after.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.