Mortgage Guideline Search demo
Ask any Fannie, Freddie, FHA, VA or investor rule in plain words; get the answer with the guide section it comes from. 1:15
What the demo shows
A guideline search solution for mortgage staff: cited answers that flag stricter overlays.
Six agents read the question and the loan, search the four agency guides, the investors' overlays and the lender's own in the version in force, and write a short answer with every sentence cited — showing both rules when an overlay is stricter, and working the rule through to the file. Each week they map what changed to the files it touches. The underwriter decides; the policy lead approves saved answers.
Transcript
- Mortgage Guideline Search answers agency and investor rule questions for mortgage staff with citations.
- Guides change monthly. Eligibility defects nearly quadrupled in 2025.
- Rene asks which payment to use for Priya Calder's student loans.
- Five agents read the loan, the guides, and the overlays.
- At 1%, $684, the DTI is $46.4, over the cap.
- Each chip opens its guide paragraph, with the governing sentence highlighted.
- Northcastle's overlay is stricter, so the answer shows both rules.
- Rene relocks with Bayline and adds a cited note.
- Seconds, not 20 minutes.
- Ostrander. Fanny allows 12 months self-employed.
- Your overlay requires 24.
- Built on Botminds.
- Agents, data, screens, and governance on one platform. platform.
Transcribed from the film’s narration. Captions are on the player.