Money Mule Detection demo

What the demo shows

Fraud and AML teams find accounts moving scam proceeds, then freeze, exit and refer them

A Flow agent walks every hop in and out of an alerted account across ACH, wire, P2P, card and cash and draws the money moving, with the exit time and what is still reachable. A Link agent finds sibling accounts sharing a device, an address or the same senders, each link with its evidence and confidence. A Typology agent weighs whether the customer is an unwitting, witting or complicit mule. A Recovery agent drafts a fraud notice to every sending bank, checks its 314(b) registration and proposes a return plan. An Exit agent drafts neutral closure letters and re-open flags, and a Referral agent seals the referral in the BSA team's restricted space. The investigator decides; a manager checks every freeze, notice, return and exit; the BSA Officer decides on the SAR.

Transcript

1. 0:00Money Mule Detection helps fraud teams find accounts moving scam proceeds, then freeze, exit and refer them.
2. 0:10Speed matters: criminals usually cash out by the fifth mule account.
3. 0:16Today, three retirees at other banks sent Tyler Brennan eighteen thousand four hundred dollars.
4. 0:25The flow agent traces every hop, each one cited. It all left in forty-seven minutes.
5. 0:34Two more accounts on his phone still hold sixty-three hundred dollars.
6. 0:39Marisol asks to freeze all three, with a reason for her manager.
7. 0:46Notices to the three sending banks are drafted, with a return plan.
8. 0:52The referral is sealed for the BSA team; the branch sees only a neutral status.
9. 1:00Grant checks and approves. No one can approve their own request.
10. 1:06Every step is on the audit trail, ready for examiners.
11. 1:12Eighteen minutes from alert to freeze, and three banks told the same day.
12. 1:18Built on Botminds: agents, data, screens and governance on one platform.

The narration as written for the film. Captions are on the player.