Loan Workout Analysis demo
Extend, modify, sell the note or take the collateral: each compared on today's numbers and documented the way examiners expect. 1:15
What the demo shows
A restructuring solution for workout teams that compares each option on today's numbers.
Six agents read the borrower's financials, the new appraisal, the guarantor's statements and the note bids, value extension, restructure, note sale and foreclosure on one shared set of assumptions, show them side by side with what would change the answer, and draft the cited committee memo and term sheet; the officer recommends and the committee decides.
Transcript
- Loan Workout Analysis compares every way out of a troubled commercial loan.
- Today, each option sits in its own spreadsheet.
- Halvorsen Crossing owes $18.4 million.
- Its anchor left and it is worth $13.2 million.
- Six agents read the rent roll, the appraisal, the guarantor's statement and three note bids.
- For options line up on one set of assumptions.
- Extend, restructure, sell the note, foreclose.
- Selling the note recovers $12.3 million, the most with cash in 45 days.
- Dana pushes the value up.
- Foreclosure only wins above $14.7 million.
- The memo cites every figure, and the committee approves the note sale.
- Every option tested on today's numbers, documented for examiners.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.