Loan Compliance Testing demo
Every loan in the sample tested against every rule that applies to it, with the page that proves each result. 1:15
What the demo shows
A testing solution for compliance teams that checks each loan against every disclosure rule.
Five agents test each closed loan against each rule that applies, recompute APR and finance charge from the payment stream, count timing in business days and tie each result to its page, then group the fails into ranked findings the testing manager confirms and signs.
Transcript
- Loan Compliance Testing checks every closed loan against every disclosure rule.
- Today, testers sample 5% by hand, months after closing.
- Here the script runs down the Wickham loan, each rule with its page.
- The APR is never read off the disclosure.
- It is rebuilt from every payment and fee.
- The APR test stops red, disclosed 6.875%, recalculated 7.031 beyond tolerance.
- The cause, points and a lock fee-coded seller paid in the loan system.
- Switch to the month, all 1,284 loans tested, not 64.
- Seven wholesale loans share the fault after one fee table change.
- The manager confirms it 19 days after closing.
- Built on Botminds: agents, data, screens, and governance on one platform.
Transcribed from the film’s narration. Captions are on the player.