Before a company can sell most moderate-risk medical devices in the United States, it must show the US Food and Drug Administration (FDA) that the new device is as safe and effective as one already on the market. That filing is a 510(k), and since October 2023 it reaches FDA as an eSTAR, an interactive PDF of about twenty sections. One wrong answer in it can put the whole file on hold for up to 180 days before a reviewer has read a word of the evidence.
This guide is for anyone who prepares, checks, signs or pays for a 510(k): regulatory affairs specialists and directors, design engineers, test lab leads, quality teams, product leaders with a launch date, and consultants. No background needed.
Imagine you are a regulatory affairs specialist, the person who prepares filings for regulators, at Volterby Medical, a small device maker. It is Tuesday, October 13, 2026. Your file for the VLT-Flow 80, an infusion set that carries insulin from a pump to under the skin, goes to FDA in a week: 46 attachments, 9 test reports, 14 standards cited. You started from the file of an older model, because most of it still applied.
Section 11 of your draft says the set's ethylene oxide sterilization process was validated to ISO 11135-1:2007, the 2007 edition of the standard for that process. Page 3 of the lab's signed report names a later edition.
Your draft · Section 11, para 2
Standard
ISO 11135-1
Edition
2007
Also in
Section 4, row 7
Came from
A 2019 file
Lab report TR-0430 · page 3
Standard
ISO 11135
Edition
2014 + A1:2018
Signed
July 21, 2026
Lab
Lakeview Sterilization
2007 edition: withdrawn2014 + Amd 1:2018: what FDA recognizesThe testing was right all along.
The lab did the work to the current edition. Only the sentence about it is wrong, and it is wrong in two places, because someone reused an old file. Fixing it takes minutes today. Found by a reviewer, it costs a question, a reply and weeks on a launch planned for February.
Careful preparation finds the sentence that disagrees with its own evidence before anyone at FDA reads it.
Preparing a 510(k) eSTAR: the template, technical screening, the predicate, the standards and the clocks
How a 510(k) is built, what FDA checks and when, what changed in 2026 and where files go wrong, explained without selling anything. If you are new to device regulation, start here.
01 · In plain words
What a 510(k) eSTAR is: an argument that your device matches one already on the market, filed as an interactive PDF
Say a company has designed a better infusion set, the thin tube and soft needle that carries insulin from a pump to just under a person's skin. Several similar sets are already sold, so the company can lean on them. It shows FDA that its set is used for the same purpose as one already legally sold, and that any differences raise no new questions of safety or effectiveness. The filing that makes this argument is called a 510(k), after the section of the law that requires it. The older device is the predicate.
Almost none of the facts in that filing are new. The materials and dimensions sit in the design records. The test results sit in signed laboratory reports. The instructions and package labels sit with whoever owns the labeling. A regulatory affairs specialist collects those facts into the form FDA requires, lays the two devices side by side, and explains each difference by pointing at a report.
Since October 1, 2023, the form is the eSTAR, short for electronic Submission Template And Resource. It is a PDF with logic in it. Say your device contains software and it asks for software documents. Say nothing touches tissue and it stops asking about biocompatibility, the testing that shows materials are safe against the body. When every necessary field is filled, a message at the top reads "eSTAR Complete".1,2
That message means the boxes are filled, and whether the answers are true is a separate question. Within about 15 days of receiving the file, FDA runs a check called technical screening: the answers must describe the device, and each question must have a relevant attachment behind it. A file that fails goes on hold until a complete replacement arrives.1 The hard part is keeping one model number, one shelf life and one standard edition consistent across a document that several people feed over several weeks.
One infusion set, from design freeze to FDA's decision
The design freezesVolterby locks the VLT-Flow 80 design on July 28, 2026, and test reports keep finishing through September.
Someone chooses the predicateA person picks one legally marketed infusion set with the same intended use: the Halvern SoftPort 90.
The eSTAR is filled and checkedSections drafted from the design file, reports and labeling, then read for facts that disagree. This is where the 2007 citation is caught, or sent.
A person signs, and a person sendsThe regulatory director signs that the file is truthful and accurate. The specialist sends it through FDA's portal on October 20.
FDA screens, reviews and decidesScreening by November 4. A decision goal of January 18, 2027, if the clock runs clean.
Step 3 is the subject of this guide. The people, company, devices and report numbers in this example are fictional.
The status message, the clock and two more eSTAR surprises
"eSTAR Complete" says nothing about accuracy
FDA's footnote ties the message to completed sections. A wrong answer to a drop-down can also make the template skip the questions that should have followed, so a wrong file can look finished.1,2
Passing technical screening costs no review days
For a file that passes, the review clock starts on the day FDA received it, and the screening time does not change the clock. FDA gives that start date only to a file that passes; a file that fails stays on hold until its replacement arrives.1
A question from FDA is the normal case
Among files received in fiscal year (FY) 2025, FDA sent an Additional Information request, a written call for more data, on 1,976 of 2,989 completed first reviews, about 66%.3 A plan that assumes one clean cycle plans for the minority.
Your citations can expire while nobody touches them
FDA recognizes editions of standards and withdraws old ones on its own schedule. A sentence that was right in an older file can be wrong when you reuse it.4
Predicate, substantial equivalence, technical screening, Additional Information
Predicate
The legally marketed device you compare yours to. FDA encourages naming one.5
Substantial equivalence
Same intended use as the predicate, and the same technology or different technology that raises no different questions of safety and effectiveness.6
Technical screening
FDA's first check of an eSTAR: do the answers describe the device, and does each applicable question have a relevant attachment.1
Additional Information
FDA's written request during review for more data or explanation. It stops the review clock until you respond in full.7
How FDA decides substantial equivalence, and how Traditional, Special and Abbreviated 510(k)s differ
In shortFDA works through a fixed sequence of questions: is there a valid predicate, is the intended use the same, is the technology the same, and if not, do the differences raise different questions. Almost all files that reach a decision clear it: 95.3% of FY 2024 decisions found substantial equivalence.8 The route you file under changes how much evidence you attach and how long FDA intends to take.
The rule itself is short. FDA finds a device substantially equivalent when it has the same intended use as the predicate and either the same technological characteristics, or different ones that do not raise different questions of safety and effectiveness.6 Technological characteristics means materials, design, energy source and other features.1 A different question, in FDA's words, is one raised by the new technology that did not apply to the predicate and poses a significant concern.5
FDA asks four questions of one predicate, then looks at the data
The decision points in FDA's 510(k) flowchart, in plain words
1Is the predicate valid?
Legally marketed, and never removed at FDA's initiative or found adulterated by a court.
Decision point 1No: De Novo or PMA
2Same intended use?
The general purpose of the device, read from the proposed labeling.
Decision point 2No: not equivalent
3Same technology?
Materials, design, energy source and other features, side by side.
Decision point 3Yes: go to the data
4Different questions?
Does any difference raise a new, significant question?
Decision point 4Rarely yes
5Does the data answer it?
Bench, biocompatibility, animal or clinical data on each difference.
Decision point 5Yes: substantially equivalent
Our reading of the sources5,6 · Summarized. FDA's flowchart has more branches. FDA says it must be able to address points 1 to 4 using one predicate. De Novo and PMA (premarket approval) are FDA's other routes to market.
Show the numbers
Step
What happens
Who
Time
Is the predicate valid?
Legally marketed, and never removed at FDA's initiative or found adulterated by a court.
Decision point 1
No: De Novo or PMA
Same intended use?
The general purpose of the device, read from the proposed labeling.
Decision point 2
No: not equivalent
Same technology?
Materials, design, energy source and other features, side by side.
Decision point 3
Yes: go to the data
Different questions?
Does any difference raise a new, significant question?
Decision point 4
Rarely yes
Does the data answer it?
Bench, biocompatibility, animal or clinical data on each difference.
Decision point 5
Yes: substantially equivalent
Which 510(k) route fits a new infusion set, a design change or a standards-based file
Route
When it fits
What FDA intends
What it means for the file
Traditional
Any 510(k), and the default for a new device
A substantive interaction (FDA's first reply on the content) within 60 days and a decision within 90 FDA days (days the file sits with FDA), each for 95% of files3
Every applicable section with the evidence behind it
Special
A change to your own marketed device, assessed with well-established methods. Generally unsuitable when the change involves more than three scientific disciplines9
Leans on declarations of conformity, which is why the edition must be right4
Split predicates are out. You cannot borrow intended use from one device and technology from a second device with a different use. FDA calls that "inconsistent with the 510(k) regulatory standard". A reference device can supply a test method or reference values, and it cannot answer points 1 to 4.5
03 · The rules and their dates
The eSTAR rules as of November 2026: version 7.1, the QMSR, new human factors content and the FY 2027 fee
Status as of November 2026
In shortThe regulation behind a 510(k) is old and stable. The practice around it moved repeatedly in 2026: a new quality rule in February, a new template version in June, new human factors expectations in August, a new fee in October. A file built from last year's habits will be wrong in small, findable ways.
Four terms in this section. 21 CFR means Title 21 of the Code of Federal Regulations, where FDA's rules are published. QMSR is the Quality Management System Regulation, the quality rule. Human factors information is evidence that real users can handle the device safely. MDUFA is the Medical Device User Fee Amendments, the program behind FDA's device fees and review goals.
Four things that shape a 510(k) file changed during 2026
Oct 1, 2023eSTAR required for 510(k)s
All 510(k) submissions, unless exempted, go as an eSTAR through the CDRH Portal.
Oct 1, 2025eSTAR required for De Novo
De Novo requests join the same template.
Feb 2, 2026QMSR takes effect
21 CFR part 820 now incorporates ISO 13485:2016.
May 29, 2026Human factors content guidance
FDA issues it, effective August 1, 2026, and builds it into eSTAR.
Jun 1, 2026eSTAR 7.0 released
Trade press reports an August 3 transition date. FDA's page now lists version 7.1.
Oct 1, 2026FY 2027 user fees
$28,653 standard and $7,163 small business for a 510(k).
Sep 30, 2027MDUFA V expires
Congress must reauthorize. The draft MDUFA VI goals run FY 2028 to FY 2032.
Jul 1, 2029ISO 10993-1:2018 ends
FDA's last day for declarations of conformity to the 2018 edition.
The required contents: device description, labeling, a statement of similarity and difference "accompanied by data", a summary or statement, and a signed statement that the file is truthful and accurate.18
Three claims to correct. "eSTAR 6.1 is current": FDA's page lists 7.1, and an original file is tied to its version only once FDA acknowledges it.2 "Refuse to Accept still applies": FDA does not anticipate that older completeness check, called RTA, for eSTARs, though its RTA guidance stays in place for what it covers.1,22 "Design controls sit at 21 CFR 820.30": since February 2, 2026 the requirements arrive through ISO 13485.13 Your people may still say "design history file", and so does this guide, as everyday shorthand for those records.
A funding lapse is a calendar risk worth a line in the plan. One law firm, summarizing FDA's plan for a fiscal 2026 lapse, said FDA could not accept new fee-funded submissions, 510(k)s included, until funding returned.23
04 · The template
The eSTAR template section by section, and which of your own documents answers each one
In shortFDA's table of the template has 22 rows. Almost every row is answered by a document that already exists, owned by someone outside regulatory affairs. So filling in an eSTAR is mostly a sourcing job: which revision, which report, which label.
The template follows the memo FDA reviewers use, known as the SMART memo, which is why its order feels like a reviewer's worksheet.1 FDA says the Indications for Use form (Form FDA 3881), the cover sheet (Form FDA 3514) and a declaration of conformity need no separate attachment, because they are built in. Neither does a 510(k) Summary if you let eSTAR create it.2
FDA's rows, grouped
What FDA asks for
Where the answer usually lives
Submission Type, Cover Letter, Applicant Information
Key processing information, the letter, the applicant and any correspondent
Regulatory correspondence and registration data
Pre-Submission Correspondence
Earlier contact on this device: a Q-Submission (a formal request for FDA's feedback), a prior not-equivalent decision, a deleted or withdrawn 510(k)
The regulatory file; FDA's written feedback
Consensus Standards
Standards used, both FDA-recognized and non-recognized
Method sections of the test reports, checked against FDA's database
Device Description, Indications for Use, Classification
Materials, design, energy source, principle of operation, conditions of use; the proposed indications; the regulation number
Design records and released specifications; labeling
Predicates and Substantial Equivalence
The predicate, the comparison and a discussion of why differences do not affect safety and effectiveness
The predicate's public summary, design records and the report behind each difference
Design/Special Controls, Risks, Mitigation
Special 510(k)s only: the change and its risk analysis
The change record and risk file
Labeling, Reprocessing
Proposed labeling; reprocessing validation if the device is reused
Instructions for use and artwork at a released revision
Sterility, Shelf Life, Biocompatibility
Methods, validation and results
Signed reports from the sterilizer, packaging lab and biocompatibility lab
Software/Firmware, Cybersecurity/Interoperability, EMC and Safety
Documentation or a summary at the level FDA's guidance sets, if applicable
Verification records and test reports
Performance Testing, References
Bench, animal or clinical data; literature
Test reports with criteria and results
Administrative Documentation
Executive summary, Truthful and Accuracy Statement, 510(k) Summary or statement
Drafted last, then signed by a person
Amendment/Additional Information Response
Replies to FDA's requests
Empty on an original file
Grouped from FDA's Table 1.1 The right column is our mapping for a typical device program. Which rows you see depends on your answers, because the template's logic opens and closes questions. EMC is electromagnetic compatibility.
Why five desks feed one eSTAR
Regulatory affairs owns the file and almost none of its facts
Who holds the source for each group of eSTAR rows in a typical device company
No partHelpsOwns the source
RegulatoryDesignTest labLabelingQualityAdministration and correspondenceOwns the sourceNo partNo partNo partNo partStandards and declarationsHelpsNo partOwns the sourceNo partHelpsDevice descriptionHelpsOwns the sourceHelpsNo partNo partIndications for useOwns the sourceHelpsNo partHelpsNo partPredicate comparisonOwns the sourceHelpsHelpsNo partNo partLabelingHelpsHelpsNo partOwns the sourceHelpsSterility, shelf life, biocompatibilityHelpsNo partOwns the sourceHelpsHelpsPerformance testingHelpsHelpsOwns the sourceNo partNo partSigned statementOwns the sourceNo partNo partNo partNo part
Our reading of the sources1,18 · Our reading of an ordinary division of work. Your organization may differ.
Show the numbers
Regulatory
Design
Test lab
Labeling
Quality
Administration and correspondence
Owns the source
No part
No part
No part
No part
Standards and declarations
Helps
No part
Owns the source
No part
Helps
Device description
Helps
Owns the source
Helps
No part
No part
Indications for use
Owns the source
Helps
No part
Helps
No part
Predicate comparison
Owns the source
Helps
Helps
No part
No part
Labeling
Helps
Helps
No part
Owns the source
Helps
Sterility, shelf life, biocompatibility
Helps
No part
Owns the source
Helps
Helps
Performance testing
Helps
Helps
Owns the source
No part
No part
Signed statement
Owns the source
No part
No part
No part
No part
Two documents people confuse: the 510(k) Summary and the 510(k) statement
21 CFR 807.87(h) requires one or the other.18 A 510(k) Summary is a public document of the safety and effectiveness information, with a comparison to the predicate, published after clearance.24 A 510(k) statement is a signed promise to supply that information within 30 days of anyone's request.25 The summary you publish is what the next manufacturer reads when it looks for a predicate. That summary is also your own source when you file against your older device.
05 · Technical screening
FDA technical screening: what the 15 days check, what a hold means, and how often files fail
In shortIn about 15 days, FDA checks whether your answers describe your device and whether each applicable question has a relevant attachment. Judging your evidence comes later, in what FDA calls substantive review. In FY 2025, 7.2% of 510(k)s failed or were not accepted on the first try, which FDA calls the first cycle, and the preliminary FY 2026 rate is 8.67%.8
FDA's definition gives two examples: an answer that says there are no tissue-contacting components when there are, and a software question with no Software Description attached when software applies.1 FDA's program page adds that an inaccurate answer to "any question", or attachments where none is relevant to the question, can bring a hold of up to 180 days.2 FDA's cybersecurity page repeats the rule for its own section.26 A virus scan runs too, and screening only begins once the user fee, FDA's charge for reviewing the file, is paid.1
FDA's screen asks
Do the answers accurately describe this device?
Is there at least one relevant attachment for each applicable attachment-type question?
Was the acceptance criterion the right one, and does the result support the claim?
Is the shelf-life, sterility or biocompatibility evidence adequate?
Is each cited standard the edition FDA recognizes? A wrong edition may still count as an inaccurate answer, so treat it as a screening risk as well.
The first-cycle failure rate fell by three-quarters when eSTAR arrived, then started to climb
First-cycle failures fell to 5.4% when eSTAR became mandatory, and have risen since
510(k)s not accepted or failing technical screening on the first cycle, by fiscal year of receipt, excluding third-party review
20.5%FY 2023
5.4%FY 2024
7.2%FY 2025
8.67%FY 2026 to Jun 30
Source8 · Our reading: FY 2023 came before the October 1, 2023 requirement, so it mostly reflects Refuse to Accept review. FY 2026 is preliminary.
Show the numbers
Period
Value
FY 2023
20.5%
FY 2024
5.4%
FY 2025
7.2%
FY 2026 to Jun 30
8.67%
You can check the FY 2025 rate yourself. FDA's table shows 3,584 passed or accepted, 40 with no action by day 15 and 281 failed: 281 ÷ (3,584 + 40 + 281) = 7.20%.8 The 40 count as passes: FDA's definitions say a decision is recorded automatically at the end of day 15 if no other decision has been made, and the file is "deemed" to have passed.8
Most failures recover. Of the 281, 243 were accepted in a later cycle by June 30, 2026, and 38 were closed or not yet accepted.8 Those counts say little about the cost in days, because no public figure gives the average length of a hold.
One file with a November 4 screening date, passing or failing
A screening failure on November 4 can push a January decision goal past May
The fictional VLT-Flow 80, sent October 20, 2026, under FDA's published periods
Oct 20, 2026Sent through the CDRH Portal
Sent before 4 PM ET, so FDA processes it the same business day.
Nov 4, 2026Screening day 15
Pass: the review clock began on October 20. Fail: email from FDA, hold begins.
Dec 19, 2026Day 60, if it passed
FDA's substantive interaction goal, often an Additional Information request.
Jan 18, 2027Day 90, if it passed
FDA's decision goal, if no request stopped the clock.
May 3, 2027Day 180 of a hold
If it failed on November 4 and no replacement arrived, FDA treats it as withdrawn.
Fictional example from this guide · Calendar arithmetic on FDA's periods. Portal timing from FDA's portal page.
Show the numbers
When
What
Oct 20, 2026
Sent through the CDRH Portal
Nov 4, 2026
Screening day 15
Dec 19, 2026
Day 60, if it passed
Jan 18, 2027
Day 90, if it passed
May 3, 2027
Day 180 of a hold
What the hold does. FDA emails you and names the incomplete information. The file then stays on hold "until a complete replacement eSTAR is submitted". If none arrives within 180 days of the notice, FDA considers it withdrawn and closes it.1 A withdrawn file starts over as a new submission, so ask FDA's user fee staff whether a new fee applies.
FDA's documents name inaccurate answers and irrelevant attachments as the triggers, and they do not list "N/A" as its own reason. Our reading: an "N/A" on a question that applies is an inaccurate answer, so give the reason each time you use it.
06 · Predicate and comparison
How to choose a predicate device and build the substantial equivalence comparison table, row by row
In shortStart from intended use, then pick the closest technology among the devices that survive. Name one if you can. Then compare row by row and answer each difference with a named report, an acceptance criterion and a result. FDA requires the comparison and recommends a table.
21 CFR 807.87(f) asks for a statement of how the device is similar to and different from comparable products, "accompanied by data to support the statement".18 The eSTAR asks for the comparison and a discussion of why differences do not affect safety and effectiveness.1 FDA "highly recommends" a tabular format.5 Differences are ordinary: FDA says devices in the program commonly differ from their predicates, and that it rarely finds a device not equivalent at the technology question.5
Finding candidates in FDA's databases
Write your own intended use first, in the words you will file. FDA determines intended use from the proposed labeling.5
Find the product code. FDA's classification database turns a device type into a code, a regulation and a class. For insulin infusion sets, real clearances sit under code FPA and 21 CFR 880.5440.27
List the clearances under that code and read each candidate's public summary, the document you will compare against.
Check the history. 21 CFR 807.100 rules out a predicate removed from the market at FDA's initiative or found misbranded or adulterated by a court.6
Write down why you chose it, because the testing plan, the table and the labeling all follow from this choice.
What the recall research found about predicate choices
Predicates with three or more open recalls had the largest association with later recalls
Percentage-point change in recall probability, 35,176 devices cleared 2003 to 2018, of which 11.4% had a class I or II recall
Predicates with 3+ ongoing recalls, compared with none9.31 points
2.6 more predicates cited1.25 points
Newest predicate 4.3 years older-0.78 points
Source28 · Associations from an exploratory study. The authors call for more research and do not claim cause.
Show the numbers
Item
Value
Predicates with 3+ ongoing recalls, compared with none
9.31 points
2.6 more predicates cited
1.25 points
Newest predicate 4.3 years older
-0.78 points
The study rules nothing out, and FDA's draft on predicate selection remains a draft.20 Treat the finding as a reason to write down your reasoning when a candidate has an open recall touching the feature you rely on.
Seventeen rows, six differences: a worked comparison for an infusion set
Six of 17 rows carry nearly all the evidence work
The fictional VLT-Flow 80 against its fictional predicate
SameDifferent, answered by a test reportDifferent, gap closed by changing the claim
17 rows115
Fictional example from this guide
Show the numbers
Same
Different, answered by a test report
Different, gap closed by changing the claim
17 rows
11
5
1
Difference
New device
Predicate
What answers it (fictional)
Cannula material
FEP
PTFE
TR-0412 biocompatibility; TR-0418: 0 of 60 occluded after 72 hours bent at 90°, criterion 0 of 60
Tubing length
60, 80 or 110 cm
60 or 110 cm
TR-0421: delivered volume within ±5%, 60 and 110 cm tested as the extremes
Inserter
Integrated, single use
Separate, reusable
TR-0419: 120 of 120 fully seated; HF-0107: 15 users, no use errors on critical tasks
Adhesive patch
Polyurethane, silicone adhesive
Polyester, acrylic adhesive
TR-0412: 0 of 10 animals responded in sensitization testing
Hub and connector
Polycarbonate
Polypropylene
TR-0418: all 60 samples held at least 15 N, minimum 22.4 N; TR-0412
Shelf life
24 months
36 months
TR-0433 supports 24 months. The draft's 36 had no report behind it, so the claim changed.
A row closes with four things: a named report, a criterion set before the test, a result stated as measured, and a sentence tying them to the difference. A reassuring paragraph with no report invites the request for data it implied. FEP and PTFE are two fluoropolymer plastics; sensitization testing looks for allergic reactions.
07 · Consensus standards
FDA recognized consensus standards: editions, partial recognition, transition periods and the citation that goes stale
In shortFDA recognizes specific editions of standards, usually publishes changes in lists at least twice a year, and sets an end date for each outgoing edition. Citing a standard is therefore a fact that can expire. The first thing to ask of any wrong edition is whether the testing is out of date, or only the sentence.
A consensus standard is a published method, written by a body such as the International Organization for Standardization (ISO), that an industry has agreed to use. When FDA recognizes one, you can file a declaration of conformity, a signed statement that your device meets that edition. FDA's database has one entry per edition, with a recognition number, the extent of recognition and, when a successor arrives, a transition statement. Three real entries show how this reads.
FDA entry
Recognition
What it obliges you to do
ISO 11135, second edition 2014, with Amendment 1 (2018), Rec# 14-529
Old testing or an old sentence: two problems that look identical in a draft
The lab tested to the old edition
The file cites the old edition
How you tell
The report's method section names the old edition
The report names the current edition and the draft does not
What it costs
Retesting, or a justification FDA may refuse
An edit in every place the citation appears
Where it comes from
Work finished before the successor was recognized
An earlier submission reused as a starting point
What must never happen
Relabeling old work as conformance to the new edition
Editing the signed report to match the draft
Our framing. The rule behind it: after a transition ends, statements of conformance to expired versions "will generally not be accepted", and superseded standards withdrawn from the list "cannot subsequently be used" in declarations.4
Unintentional still counts. FDA's guidance says that "intentionally or unintentionally falsifying" a declaration of conformity to obtain clearance is a prohibited act.4 A predicate cleared on a since-withdrawn standard stays usable as a predicate, but your new device cannot lean on a declaration to that withdrawn edition.4
08 · Facts that repeat
Why eSTAR answers contradict each other, and a shelf-life claim worked through with numbers
In shortThe template asks for the same facts in several places, in different words, because each question has a reviewer behind it. Fix those facts once, early, and reuse them. Shelf life shows why: the claim, the label and the aging data should give one number, and often give two.
Seven facts must read the same across at least three places in a file
Our reading of the sources1,24 · Our compilation from FDA's Table 1 and 21 CFR 807.92. Product code and regulation also appear in Classification.
Show the numbers
Description
Indications
Labeling
Testing
Summary
Model list
Usually asked
Usually absent
Usually asked
Usually asked
Usually asked
Product code and regulation
Usually asked
Usually absent
Usually absent
Usually absent
Usually asked
Indications wording
Usually asked
Usually asked
Usually asked
Usually absent
Usually asked
Shelf life
Usually asked
Usually absent
Usually asked
Usually asked
Usually asked
Sterilization method and level
Usually asked
Usually absent
Usually asked
Usually asked
Usually asked
Standard editions
Usually absent
Usually absent
Usually asked
Usually asked
Usually asked
Instructions revision
Usually asked
Usually absent
Usually asked
Usually absent
Usually asked
From 36 months to 24: the arithmetic behind an accelerated aging claim
Shelf life is usually claimed from accelerated aging, where packaged devices sit in a warm chamber to stand in for months on a shelf. The common formula is the accelerated aging factor, AAF = Q10(Taging − Tambient) ÷ 10, where Q10 says how many times faster aging runs for every 10 °C of added heat.
With a chamber at 55 °C (the temperature in the fictional report), an assumed room temperature of 25 °C and an assumed Q10 of 2, the factor is 23 = 8. To stand in for 24 months, or about 730 days, the samples need 730 ÷ 8 ≈ 91 days in the chamber. A 36-month claim would need about 137 days.
Chamber days = claimed days ÷ AAF · 24 months ≈ 91 days · 36 months ≈ 137 days
Illustrative inputs. Use the values in your own aging protocol and your own standard's method; many teams also run real-time aging alongside.
In the fictional file, the 36-month figure came from the predicate's summary and the report only supported 24. The team had a choice: claim 24 now or wait for data. Choosing 24 meant changing four places together: the description, the labels, the Shelf Life row and the 510(k) Summary. A change made in three of the four creates a new contradiction.
Settle once
Before anyone drafts
The model list, the product code, the exact indications sentence and the regulation. Reuse them word for word.
Take from the report
As each report is signed
Shelf life, sterility assurance level (the odds of one unit staying nonsterile) and each standard edition come from the signed report that established them, whatever the predicate's summary says.
Recheck late
After the last edit
Reread every repeated fact once more after the last change, because late edits are the ones that miss a place.
09 · How long a 510(k) takes
How long a 510(k) takes: FDA days, applicant days and the total time to decision
In shortFDA's goal of 90 FDA days counts only days at FDA. Files received in FY 2024, which FDA calls the FY 2024 cohort, averaged about 75 FDA days, 69 applicant days and 144 total.8 From the 20th to the 80th percentile of files, FDA days run from 57 to 90 while applicant days run from 0 to 157.8 So the part of the calendar that differs between a fast file and a slow one is mostly on your side.
FDA days are the calendar days a submission is under review at the agency.3 When FDA sends an Additional Information request, the review clock stops, and starts again when your complete response arrives.7 Those waiting days count as applicant days. The Government Accountability Office (GAO) described the gap in 2012: FDA review time "excludes this waiting time", and that review time alone decides whether FDA met its goals.31
Where slow 510(k)s lose their time
FDA days flatten at 90 while applicant days keep climbing
FY 2024 cohort, days at the 20th to 80th percentile of files, excluding third-party review. Each line is its own ranking.
FDA daysApplicant days
05010015020090157
20th40th60th80th
Source8 · From FDA's Table 6.5, as of June 30, 2026, with 3 FY 2024 files still pending.
Show the numbers
FDA days
Applicant days
20th
57
0
40th
85
18
60th
88
73
80th
90
157
Read the 80th percentile. One file in five took more than 243 total days from receipt to decision in the FY 2024 cohort. At the same percentile, applicant days (157) run well above FDA days (90), each counted in its own ranking.8 Files averaged 1.69 review cycles, each one a round of FDA review.8 At the other end, one file in five reached a decision within 58 total days.
The shared goal FDA and industry have both missed
FDA and industry also share a second goal: the average total time to decision, FDA days and applicant days together.
Measured time to decision has mostly run above the shared goal since FY 2019
510(k) average total time to decision, by fiscal year of receipt, in days
GoalMeasured
050100150124139
FY18FY19FY20FY21FY22FY23FY24
Source3,32 · FY 2018 to 2022 under MDUFA IV, FY 2023 onward under MDUFA V, whose goal reset higher. FDA says FY 2023 alone used a different calculation.3 Reported on a closed cohort and including third-party files, so it differs slightly from the table above.
Show the numbers
Goal
Measured
FY18
124
123
FY19
120
128
FY20
116
139
FY21
112
141
FY22
108
147
FY23
128
127
FY24
124
139
The FY 2025 goal was 112 days, with FY 2026 and FY 2027 at 112 or 108 depending on a performance adjustment.3 FDA's report explains the FY 2024 miss in one line: FDA met its own goals, but "submissions placed on hold increased the total review time".3
The draft MDUFA VI letter restarts at 128 days in FY 2028 and steps down to 112 by FY 2032, keeping the 90-day goal.16,17 FDA discussed the draft at a public meeting on August 5, 2026.33 It is still a draft, and Congress must act by September 30, 2027.17
No goal covers the weeks before you send the file. No regulator publishes them, and they are the one block of the calendar nobody else can shorten.
10 · What goes wrong
Why FDA sends Additional Information requests, and the common 510(k) errors behind holds and second cycles
In shortTwo in three first reviews draw a request. FDA does not publish a breakdown of reasons, so anyone quoting exact shares is using a private sample. Most errors teams can find before sending fall into a handful of patterns, and most of them come from reusing an old file or from documents moving at different speeds.
About 66 in 100 completed first reviews ended in an Additional Information request
66 in 100
FY 2025 cohort: 1,976 requests on 2,989 completed substantive interactions, as of September 30, 2025. The FY 2024 cohort gave 1,834 on 2,711, about 68%, at the same point in its year.
FY 2025 cohort: 1,976 requests on 2,989 completed substantive interactions, as of September 30, 2025. The FY 2024 cohort gave 1,834 on 2,711, about 68%, at the same point in its year.
66 of 100
The rate comes from FDA's own table: for a 510(k) at the substantive interaction stage, the counted action is an Additional Information request.3 Both years are preliminary. Earlier cohorts ran in the same band: FDA's own chart shows 63% to 68% on the first review cycle for FY 2018 through FY 2022.34 GAO saw the same pattern over a longer period: FDA asked for more information on a majority of more than 62,000 device submissions from 2001 through 2016.35
Eight eSTAR errors that come from reused files and moving documents
Error
Why it happens
What it risks
An answer that contradicts the device
A drop-down set early and never revisited; the template then skips later questions
Source8 · The 10 not shown are 3 pending and 7 other outcomes. FDA counts withdrawals and deletions as separate final decisions.
Show the numbers
Substantially equivalent
Not substantially equivalent
Withdrawn
Deleted
3,452 of 3,462 files
2,886
141
230
195
Withdrawn plus deleted comes to 425 of 3,462, or 12.3%.8 Those files ended with no finding on equivalence either way. FDA's rule for requests: a complete response must arrive within 180 calendar days of the request, or FDA considers the file withdrawn.7
11 · Fees and volumes
What a 510(k) costs in user fees, how many FDA reviews, and what nobody publishes
In shortThe FY 2027 fee is $28,653, or $7,163 for a small business. FDA receives about 4,000 510(k)s a year and clears most of them. The bigger costs are unpublished: the people who prepare the file, the second cycle and the launch that waits.
A small business pays one quarter of the standard 510(k) fee
FDA user fees for fiscal year 2027, October 1, 2026 through September 30, 2027
510(k), standard$28,653$28.7K
510(k), small business$7,163$7,163
Establishment registration, per year$13,785$13.8K
Source11 · $7,163 is 25% of $28,653. The De Novo fee, for comparison, is $191,020.
Show the numbers
Item
Value
510(k), standard
$28.7K
510(k), small business
$7,163
Establishment registration, per year
$13.8K
Small business status needs total gross receipts or sales, affiliates included, of no more than $100 million in the most recent tax year. It expires on September 30 of the fiscal year it is granted, and FDA's review aims to finish within 60 calendar days. If you file before FDA approves the request, you pay the full fee with no refund of the difference.36 A file planned for October needs a request lodged with time to spare.
How many 510(k)s FDA reviews each year
510(k) volume reached a six-year high in FY 2025
510(k) premarket notifications counted in FDA's workload table
What nobody publishes. There is no public figure for the weeks a 510(k) takes to prepare, the people-cost of one, or the value of a day of delay. Consultancies quote price ranges with no dataset behind them, so we do not repeat them here. Your own last ten submissions will tell you more.
12 · AI and the rules
Can AI prepare a 510(k)? What FDA has said, who still signs and which records Part 11 reaches
In shortNo FDA regulation forbids drafting a 510(k) with software, and FDA has not issued guidance on it for devices. The firm limits come from older rules: a named person states the file is truthful and accurate, a person's electronic signature must show a name, a time and a meaning, and each claim must rest on evidence.
21 CFR 807.87(l) requires a statement that the submitter believes, "to the best of his or her knowledge", that all data and information are truthful and accurate and that no material fact has been omitted.18 That belief is a person's. The practical test of any drafting tool is whether the person signing can still check what it wrote, so a citation that opens at the page matters more than fluent prose.
Text
What it says
How far it reaches a 510(k) file
FDA AI draft, January 2025
A risk-based credibility framework. Its scope excludes AI for operational efficiencies, such as "drafting/writing a regulatory submission", where these do not affect patient safety, drug quality or study reliability.37
Written for drugs and biologics, and still a draft. A useful way of thinking for devices, with no authority over them.
21 CFR Part 11
FDA's rule on electronic records and signatures. Audit trails must be secure, computer-generated and time-stamped, and changes "shall not obscure previously recorded information". Signed records show the printed name, date and time, and meaning.38
Applies to electronic records kept under FDA's rules and those submitted to FDA.39 A tool's controls can support your compliance; the responsibility stays with you.
Computer Software Assurance, February 2026
A risk-based way to build confidence in computers and automated data processing systems used in device production or the quality management system.40
Applies if the tool is part of your quality system. It is written for production and quality system software, and says nothing specific on drafting submissions.
QMSR
Design and document controls through ISO 13485:2016.13
Governs the records a file draws on, whichever tool reads them.
EU rules
Draft Annex 22 to the EU's good manufacturing practice (GMP) rules covers AI in making medicines; its consultation closed October 7, 2025, and the Commission's page still lists it as a draft.41 EMA's 2024 reflection paper covers medicinal products.42 Regulation (EU) 2026/1744, in force since July 27, 2026, moved the EU AI Act's high-risk date for AI in products such as medical devices to August 2, 2028.43
None governs preparing a US 510(k). The AI Act date matters if the device itself contains AI and sells in the EU.
Which 510(k) jobs software can carry and which stay with a person
The less a job decides and the less harm a wrong output does, the safer it is to hand to software
Our reading of the sources18,37 · Our application of the two factors in FDA's draft, how much the model influences the decision and how serious a wrong decision is. The placement is judgment; the draft does not cover these uses.
Show the numbers
Item
How much the output decides (0–1)
How much harm a wrong output could do (0–1)
Check facts
0.12
0.22
Draft sections
0.12
0.62
Comparison rows
0.78
0.57
Match editions
0.78
0.22
Choose predicate
0.78
0.69
Sign statement
0.78
0.81
Measure a tool on a file whose answers you already know. Take a past cleared submission, plant known defects (a changed model number, a withdrawn edition, a missing report) and count what it finds, where its evidence points, and what it raises that you did not plant. Part C sets this out as a pilot.
13 · How teams prepare a 510(k) today
How device regulatory teams assemble a 510(k) today: who does what, and where ten weeks go
In shortOne regulatory specialist assembles what four other people own, by hand, then reads it twice. By this guide's planning estimate, a Traditional 510(k) takes about 50 working days from the start of drafting to a ready file. Nobody publishes a measured figure, so time your own.
Specialist, design engineer, test lab lead, labeling owner, director
RS
Regulatory affairs specialist
Owns the file and none of its facts. Fills the template, chases reports, keeps the comparison, reads for contradictions, sends it.
Cares about: no hold before FDA has read anything.
DE
Design engineer
Owns the design records, the device description, the model list and the specifications at each revision.
Cares about: which revision the answer came from.
TL
Test lab lead
Runs or commissions bench, sterility, packaging and biocompatibility testing, and signs or collects the reports.
Cares about: the file saying what the report says.
LB
Labeling owner
Keeps the instructions for use, pouch and carton labels and the indications wording in step with the design.
Cares about: one sentence, the same everywhere.
RD
Director of regulatory affairs
Chooses or approves the predicate and strategy, approves sections and signs the truthful and accurate statement.
Cares about: seeing what is still open.
From predicate decision to the CDRH Portal, step by step
A 510(k) moves between regulatory, design and test lab desks before it reaches the portal
1Route and predicate
Traditional, Special or Abbreviated; one predicate; optional Pre-Submission to FDA.
Regulatory directorMonths before
2Freeze the facts
Model list, indications, product code, the revision each came from.
Design engineerWeek 0
3Fill the template
Each section from the design file, reports and labeling.
Regulatory specialist4 weeks
4Compare and check editions
Row by row against the predicate; every standard against FDA's list.
Specialist and test lab2 to 3 weeks
5Read it again
Facts that disagree; attachments that miss their question.
Rereading for contradictions takes a fifth of the whole job
Working days from the start of drafting to a ready eSTAR, about 50 in all
Drafting sections from the sources20 days
Reading twice for facts that disagree10 days
Building the predicate comparison8 days
Approvals, cover letter, summary7 days
Checking editions and declarations5 days
Illustrative · replace with your own numbers · An estimate for a planning conversation. No public source measures this.
Show the numbers
Item
Value
Drafting sections from the sources
20 days
Reading twice for facts that disagree
10 days
Building the predicate comparison
8 days
Approvals, cover letter, summary
7 days
Checking editions and declarations
5 days
In house, with a consultant, or with submission software
1 · In house
Your own specialists
People who know the device and hold the relationships. The hours are the constraint, and the second read depends on who has time.
2 · Consultant
Outside regulatory firm
Adds capacity and experience with FDA reviewers. The facts still come from your desks, and each new person must learn where they live.
3 · Software
Template helpers and drafting tools
Range from document management to AI drafting and checking. The questions to ask are about evidence, as Part C sets out.
Most teams mix these. Third-party review, where an FDA-accredited outside reviewer handles the file, changes who reads it and leaves preparation to you; FDA counts those files separately.8
Part B · See it working
Botminds 510(k) eSTAR Submission on one infusion set, from one red line to a signed file
Part A described the work without naming a product. This part shows how Botminds does it, at a fictional device maker preparing a fictional infusion set. Every company, person, number and report in the screens is sample data. A few labels on these captures differ from the sample: a template version number is left off, one column is labeled for what it holds, some invented clearance numbers were changed so that none matches a real device, and four standard editions were brought up to FDA's current entries.
14 · One submission, start to finish
The VLT-Flow 80 eSTAR: 22 sections drafted, 31 checks run, one citation fixed and a person's signature
In shortThis is the example from the top of the page, inside the product. Five AI agents, each with one job, draft sections, compare the device with its predicate, match standards and check the file. Nadia Brenholt, the regulatory specialist, works down what is left and applies the fix. Marcus Feld, the director, approves and signs. Nadia sends the file herself.
1
The whole file and what is left, on one screen
It is the morning of October 13, 2026. Nadia owns the VLT-Flow 80 eSTAR: a Traditional 510(k) for six models, product code FPA, 21 CFR 880.5440, Class II, against the Halvern SoftPort 90. All 22 working sections are drafted, with 46 attachments and a target of October 20.
The preflight is the product's run of 31 checks before a file goes to FDA. It last ran on October 12, and the draft has had 14 edits since, so all 31 checks sit gray. Nothing counts until it has been checked on the current draft.
The preflight before it runs. The device, its predicate and the target date on top, then 31 lines in eight groups, then one light.
2
The device beside its predicate, each difference with its report
A person chose the predicate. The predicate comparer then read its public summary and the design file and laid out 17 rows: 11 the same, 6 different. Each difference names what answers it. For the FEP cannula against the predicate's PTFE, that is biocompatibility report TR-0412 and kink report TR-0418, and the sentence for the equivalence section is already drafted.
One row did not hold up. The draft claimed 36 months of shelf life, like the predicate, and report TR-0433 supports 24. On October 9 Nadia set the claim to 24 months, and the drafter changed it in four places.
The substantial equivalence comparison. Every row with its verdict and, for each difference, the reports that answer it.
3
Thirty lines turn green and line 22 stays red
Nadia presses Run preflight. The agents read 22 sections and 46 attachments, cross-check the facts that repeat across 31 documents, tie 6 differences to their reports and match 14 standards to FDA's list.
Thirty lines pass. Line 22 does not: Section 11 and Section 4 cite ISO 11135-1:2007, a withdrawn edition, where FDA recognizes ISO 11135:2014 + Amd 1:2018. The panel shows where, shows the evidence and offers a fix. The light reads "Not ready yet".
Line 22. What was found and where, the passage from the validation report, where the old wording came from, and the fix.
4
The lab tested to the right edition all along
One click opens TR-0430, the ethylene oxide validation from Lakeview Sterilization Services, dated July 21, 2026, at page 3. It says the validation was performed to ISO 11135:2014 + A1:2018, using the overkill half-cycle approach, a common method that builds in a safety margin.
So no test has to be repeated. The wrong edition came from a 2019 file for an older model, reused as a starting point. The test report stays exactly as the lab signed it.
The report at its passage. TR-0430, page 3, highlighted, with who signed it and which section cites it. This capture was taken after the fix, so the side panel shows the file and report now agreeing.
5
Swapped in two places, approved, signed, and sent by a person
Nadia presses "Swap the citation in 2 places". The product checks line 22 again and records her name against the change. With 31 of 31 passed, she sends the five open sections to Marcus with a note.
Marcus approves them and signs the truthful and accurate statement. The eSTAR is ready to download, and the record says Nadia submits it through the CDRH Portal. No agent can sign it or send it.
Ready to submit. Every line green, every section approved and the statement signed by name and time.
The solution's design target is about three weeks to a ready eSTAR against an estimated ten by hand, and no technical screening holds. These are targets, to be measured on your own devices. The sample's preflight is the product's own list of 31 checks: FDA does not publish a checklist for screening, and a withdrawn edition goes beyond FDA's written definition of it (section 05). Passing every line cannot promise that FDA's screen or review will pass.
15 · Every screen
Seventeen more screens, from the old citation in Section 11 to the checks and approvers your team sets
In shortOne submission is the story. These screens show the rest: the citation as it stood before the fix, the standards list, reasons for each not-applicable answer, the reports, the plan to FDA's Day 90, the record of past submissions and the settings.
Agents at work. Each step with what it read and how long it took. The match of 14 standards is flagged because of ISO 11135.
Section 11 before the fix. Every sentence carries a report citation; the old edition is marked.
Section 4 before the fix. The second place the same wrong edition sat, row 7 of the standards table.
Standards cited. Fourteen citations against FDA's recognized list: one withdrawn edition, and one transition that FDA's own entry dates to July 1, 2029.12 The list is the sample's, for one fictional device, set against FDA's entries as of November 2026. Check any real citation in FDA's database.
The citation swapped. Both places, the re-attached declaration, and Nadia's name and date on the record.
A gap closed. The 36-month claim had no report behind it. A person chose to claim 24 months.
What a line checked. Line 13: what was checked, what was found, a link to the evidence.
Attachments against questions. Line 30 tests FDA's second screening point directly: is each attachment relevant to its question.
A reason for each N/A. Five of the sample's sections do not apply, and each says why.
The equivalence section. The discussion FDA asks for beside the table, written from it. The same six differences appear in the 510(k) Summary.
The section list. The solution's own 22 working sections, each with its status. These map onto FDA's 22 table rows without matching them one for one: it keeps the cover letter, statement and summary apart and groups others. The filled eSTAR PDF uses FDA's structure.
The signed statement. The sample's wording of the statement 21 CFR 807.87(l) requires.18 Take the current wording from your eSTAR.
Test reports. Nine signed reports, what each answers and every section that cites it.
The packaging report. TR-0433, opened at the sentence behind the 24-month claim.
Submission timeline. From design freeze on July 28 to FDA's Day 90 on January 18, 2027. The delay costs are the sample's estimate on a $14.4M first-year forecast, $1.2M a month.
Every submission. The fictional company's record. Days are calendar days from submission to decision; FDA's 90-day goal counts FDA days only. The 63–68% on the tile is FDA's own range for the FY 2018 to FY 2022 cohorts.34 FDA's counts for FY 2024 and FY 2025 give about 68% and 66%.3,32
Your checks and approvers. Each check on or off, your own checks in plain words, approvers, who signs and submits, and how far ahead a transition warns.
16 · Agents, and who signs
Five agents draft, compare, match and check; a regulatory director approves and signs; a person sends
In shortEach agent has one job and limits it cannot cross. None can choose a predicate, change a test report, sign a statement or send a file to FDA. A named director approves every section, the lab lead co-approves the test sections, and every step lands on an audit trail.
Section drafter to cover letter writer: what each 510(k) agent does
Section drafter
Drafts each section from the design history file, the test reports and the labeling, cites a page for every factual sentence and uses one model-number list throughout.
Never writes a claim without a source, answers "N/A" without the reason, or changes a test report.
Predicate comparer
Builds the comparison from the predicate's 510(k) Summary and the design file, then ties each difference to the report that answers it, or opens a gap.
Never chooses the predicate. A difference counts as answered only with a report.
Standards matcher
Compares every standard cited, edition and amendments, with FDA's recognized list, refreshed on your schedule, and flags withdrawn editions and transition dates.
Never changes which standard a lab tested to. It proposes; a person applies.
Preflight checker
Runs the checks: facts that repeat, attachments against questions, unexplained "N/A", fee and forms, editions and predicate differences, each with its evidence and any fix.
Never marks a check passed without the evidence, and never submits.
Cover letter writer
Drafts the cover letter and the 510(k) Summary from the approved sections.
Never signs, and never sends to FDA.
Who approves each eSTAR section, who signs the statement and who submits
Assembles and sendsRegulatory specialistReviews what the agents drafted, applies fixes, sends sections for approval, and submits through the CDRH Portal.
Approves and signsRegulatory affairs directorApproves every section by name, time and meaning, and signs the truthful and accurate statement.
Co-approvesTest lab leadCo-approves sterility, biocompatibility and performance testing. Signed reports stay as signed.
Signatures show the name, time and meaning, the elements 21 CFR 11.50 requires of a signed electronic record.38 The product provides controls that support your Part 11 compliance; validating and using them for your purpose stays with you. Botminds is SOC 2 Type II audited, and its information security is managed to ISO 27001. A settings change, like an edit or a fix, goes on the audit trail with who, what and when, and earlier text stays readable.
Nadia, Marcus, Aisha and Tomasz in the screens
Fictional, from the sample data
NB
Nadia Brenholt · regulatory affairs specialist
Owns the VLT-Flow 80 eSTAR. Opens a preflight that shows exactly what is left.
"I don't fear FDA's questions. I fear the hold before they ask any."
MF
Marcus Feld · director, regulatory affairs
Approves every section with the checks green and a note, and signs the statement.
"Show me what's left."
AO
Dr. Aisha Okonkwo · test lab lead
Her signed reports are the evidence each claim points to, opened at the passage.
"My report says 2014. Why does the submission say 2007?"
TL
Tomasz Lindqvist · design engineer
Owns the design file and the device description, and sees every sentence cite its source.
"The answer is in the design history file. Which version did you take it from?"
17 · What goes in and out
Design file, test reports and labeling in; a filled eSTAR with every claim sourced and every check evidenced out
In shortThe solution reads the records you already keep and works beside them. It leaves behind sections with citations, the comparison with its reports, a standards check, a preflight with evidence and a complete audit trail. Your quality system stays the system of record.
From your teams
Design history file: description, models, revisions
Test reports: bench, sterility, biocompatibility, packaging, human factors
Labeling: instructions for use, pouch and carton labels, Form FDA 3881
Earlier submissions and Pre-Submission feedback
From public records
The predicate's 510(k) Summary
FDA's product codes and classification
FDA's recognized consensus standards, editions and transition dates
The eSTAR template
Agents draft, compare, match and checkEvery section, every difference, every citation, under your rules
A person approves and signs
A person submits to FDA
Outputs
eSTAR sections with a citation on every factual sentence
The comparison table with each difference's report, and a drafted discussion
Each standard against FDA's recognized edition
Preflight lines with evidence and fixes
Cover letter and 510(k) Summary drafts
The filled eSTAR PDF with its attachments
What changes for the team
A list of what is left, with evidence beside each line
One model list, used everywhere
Questions asked before FDA asks them
Records and systems a 510(k) rollout connects to
Quality and document systemsDesign records, released labeling and approved reports
Product lifecycle systemsPart numbers, models and revisions
Lab and contract lab reportsSigned reports, delivered as files
Regulatory information systemsSubmission history and correspondence
Identity and single sign-onNamed roles, separate duties, maker-checker approval
Audit exportEvery draft, check, fix and approval for your auditors
The design targets for a VLT-Flow sized submission
The design target moves ten weeks of preparation to three, and leaves most approval time alone
Working days from the start of drafting to a ready eSTAR, for one Traditional 510(k)
By hand (estimate)With the solution (design target)
Drafting sections20 days6 days
Predicate comparison8 days2 days
Standard editions and declarations5 days1 day
Reading for contradictions10 days1 day
Approvals, cover letter, summary7 days5 days
Illustrative · replace with your own numbers · Neither column is a measurement. Time your own, and measure the target in a pilot.
Show the numbers
By hand (estimate)
With the solution (design target)
Drafting sections
20 days
6 days
Predicate comparison
8 days
2 days
Standard editions and declarations
5 days
1 day
Reading for contradictions
10 days
1 day
Approvals, cover letter, summary
7 days
5 days
0
technical screening holds on the sample's last 9 submissions, against 2 holds in the 6 before.
Design target, fictional record
3 weeks
to a ready eSTAR, down from an estimated 10.
Design target
$1.2M/mo
of VLT-Flow sales kept on plan, from a $14.4M first-year forecast.
Estimate, fictional forecast
Part C · Are you ready to automate?
510(k) submission software: what holds and second cycles cost, what automating returns and how to test it
You prepare 510(k)s, manage the people who do, or own the launch date that depends on them. This part is written for you: what errors and delays cost, what automating could return, whether your team is ready, and what to ask any vendor of 510(k) software, including us.
18 · What errors and delays cost
What a technical screening hold, an Additional Information cycle and a late launch cost you
In shortFDA's fee is the one number you can budget to the dollar. The larger costs are people's weeks and whatever the file holds up, and nobody publishes them. FDA's own counts frame the risk: how often files fail the first screen, how often they draw a question, and how many days applicants spend answering.
8.67%
of 510(k)s received in FY 2026 had failed technical screening or were not accepted on the first cycle, as of June 30, 2026.8
FDA, preliminary; 7.20% in FY 2025
2 in 3
completed first reviews drew an Additional Information request in the last two cohorts FDA has reported at year end.3,32
Computed from FDA's FY 2024 and FY 2025 tables
69 days
was the average time applicants held a FY 2024 file before a decision, on top of 75 FDA days.8
FDA Table 6.5, as of June 30, 2026
Applicants held an average FY 2024 file for almost half of its 144 days
FY 2024 cohort, excluding third-party review, as of June 30, 2026
FDA daysApplicant days
Average file75 days69 days
Source8 · The weeks of preparation before the file is sent come on top, and nobody publishes them.
Show the numbers
FDA days
Applicant days
Average file
75 days
69 days
Timing your last ten 510(k)s to find your own baseline
Cost
Where it hides
How to find your number in a week
Preparation time
Specialist weeks, plus borrowed engineering and lab time
Dates from your last ten files: first section drafted to file sent
Holds
A short email, then weeks that nobody books as a hold
Count technical screening notices, and days until each replacement went
Additional Information cycles
Test slots, redrafting and re-approval
Requests per file, and days from request to complete response
Avoidable questions
Requests your own file could have answered
Read last year's requests; mark each that needed no new data
Launch delay
Sales forecasts, tenders and manufacturing plans
Ask the product owner what one month late is worth, for one device
Standards drift
Old citations in templates and earlier files
Check the standards list of your last file against FDA's database today
Launch windows, your signer's exposure and other 510(k) costs no calculator shows
The launch windowA clearance that lands after a tender or a sales meeting can cost far more than the days suggest.
Your signer's exposureThe person signing the statement relies on documents they did not write, and needs to be able to check them.
The next team's starting pointA file with a wrong citation becomes the template for the next one.
Your predicate for the futureA thin public summary makes your own next filing harder.
Your specialists' judgmentWeeks spent copying and rereading are weeks not spent on strategy and FDA questions.
19 · Your return
What faster, cleaner 510(k)s return when you count specialist days and avoided holds against the tool's yearly cost
In shortPut in your own numbers. The calculator counts two things: the specialist days you get back and the expected delay you avoid. Only the hold rate comes from a published source, and every other default is an assumption to replace.
Drafting, rereading and second cycles: where a 510(k) team saves
Drafting
Sections drafted with their sources
Drafts arrive with a citation on each factual sentence, for a person to review.
files × days saved × 8 × hourly cost
Second read
Contradictions listed
Repeated facts are compared across documents on every run, including the last one.
files × rereading days saved × 8 × hourly cost
Holds
Fewer screening failures
Answers and attachments checked before FDA's 15 days start.
files × fewer holds × months × value of a month
Second cycles
Fewer avoidable questions
Differences tied to reports and editions matched before FDA asks.
avoidable requests × days per response
Standards
Editions watched
A citation that expires shows up as a warning on your schedule.
citations rechecked × minutes each
Audit
Evidence ready
Who drafted, checked, changed and approved each section is already recorded.
hours assembling evidence for an inspection
510(k)s a year, specialist days and the value of a month
The first-cycle failure rate is FDA's FY 2025 figure, which includes every kind of first-cycle failure.8 Every input marked illustrative is an assumption.
Your volume and peopleSpecialist days per fileHolds and delayYour cost
Illustrative yearly value
Preparation time today, valued$0
Specialist time released, valued$0
Expected delay avoided, valued$0
After your yearly cost$0
Files a year to cover your cost on time alone, rounded0
Formulas, per year: Time today = files × days today × 8 × hourly cost Time released = files × (days today − days after) × 8 × hourly cost Delay avoided = files × (failure rate today − after) ÷ 100 × months × value of a month After your cost = time released + delay avoided − yearly cost Break-even files = yearly cost ÷ (days saved × 8 × hourly cost); a very large number means the days saved never cover the cost
Not counted: fewer Additional Information cycles, your signer's confidence, and inspection evidence. Released days are value only when you decide what they are for: more devices filed, faster response to FDA, or deeper review of the evidence.
The days saved per file set how many files pay for the tool
510(k)s a year to cover $150,000 of yearly cost at $95 a specialist hour, counting time alone
Saves 35 days a file5.6 files
Saves 20 days a file9.9 files
Saves 10 days a file19.7 files
Illustrative · replace with your own numbers
Show the numbers
Days saved
Files a year
Saves 35 days a file
5.6 files
Saves 20 days a file
9.9 files
Saves 10 days a file
19.7 files
A team filing two 510(k)s a year will rarely pay for a tool on time alone, and should say so before buying anything. The case for that team rests on the value of a month of delay, which only your product owner can give you.
Start here20 · Readiness check
How ready your regulatory team is to automate 510(k)s: filings, records, reused files and sign-off
In shortPick the answer closest to your team today. Eight questions score 0 to 2; the last is for reflection. The meter adds up your score as you go, and each question says why it matters and what a strong answer sounds like.
1
Filing volume
How many 510(k)s, including Special 510(k)s and De Novo requests, do you file in a year?
Why it mattersVolume turns days per file into capacity. With one file a year, the case rests on delay alone.
A strong answer"Six Traditional and four Special a year, with two more planned from the next platform."
2
Your baseline
Do you know your days from first draft to file sent, your holds and your Additional Information rate?
Why it mattersNo public benchmark exists for preparation time, so your own record is the only way to prove a change.
A strong answer"Nine weeks on average, one hold in the last ten, six requests, four of them avoidable."
3
Design and test records
Can someone find each report and design record at its released revision, in one place?
Why it mattersA citation is only as good as the revision behind it. Records in shared drives and inboxes must be settled first.
A strong answer"Everything released lives in our document system, and contract lab reports are filed there on receipt."
4
Reused files
Do you start new eSTARs from earlier submissions, and how do you stop old facts carrying over?
Why it mattersReuse saves time, and it is where wrong editions and stale claims come from.
A strong answer"We reuse sections, and every carried-over fact is rechecked against its source before approval."
5
Findings on your files
Have you had a technical screening hold, or a request you could have prevented, in the last two years?
Why it mattersA hold or an avoidable question brings a real date and a budget. It also tells you which check to test first.
A strong answer"One hold, for an attachment under the wrong question, and two requests on shelf life."
6
Standards watch
Who checks your cited editions against FDA's recognized list, and how often?
Why it mattersFDA usually updates the list at least twice a year, and an outgoing edition gets a last day when its successor is recognized.4
A strong answer"A named owner, a standards register by product, and a calendar for each transition."
7
Owner and budget
Is there a named owner of 510(k) preparation with a budget to change how it is done?
Why it mattersThe work crosses regulatory, engineering, lab, labeling and quality. Without one owner it stalls.
A strong answer"Our VP of Regulatory sponsors it, and contractor budget can move."
8
Validation and sign-off
Can you bring a new tool into your quality system: intended use, risk-based assurance, Part 11 controls and named approvers?
Why it mattersIf the tool is part of the quality system, assurance and record controls are yours to establish.38,40
A strong answer"Quality has a software assurance procedure, and every section needs a named approver."
9
Vision · for reflection
If FDA asked tomorrow where one sentence in your last eSTAR came from, what would have to be true for you to show the page in under a minute?
Why it mattersYour answer lists the gaps. Each gap is a candidate job for software: drafting, comparing, matching or checking.
A strong answerA short, specific list, for example: "every claim cited, one model list, reports at released revisions, and every change with a name."
A low score means fixing your record-keeping before your first 510(k) pilot
0–6
Explore
Build the baseline first: dates from your last ten files, your holds and requests, and where reports live. Start narrow, for example with a standards register and a recheck of repeated facts.
7–11
Ready to pilot
Run a measured pilot on one past cleared file with planted errors, then one live file in parallel. Compare catches, false alarms and specialist days with your current process, and keep your people approving every section.
12–16
Ready to implement
Plan the full rollout: your own checks, approvers by section, contract lab reports, the link to your document system, software assurance and the evidence an inspector will ask for.
21 · Questions for any vendor
What to ask 510(k) submission software or an AI drafting tool about citations, predicates, standards and signatures
In shortAsk every vendor the same questions, us included. The first three test what the software may never do, and the last two ask for a test on your own file.
Ask
A good answer
A warning sign
What software may never do
Can it sign the truthful and accurate statement?
No, and it shows how a person's signature is captured
"It prepares everything for you"
Can it send a file to FDA?
No. A named person sends it through the CDRH Portal
One-click submission
Can it change a test report?
No. It can quote and cite; a mismatch is fixed on the claim's side, or by new testing
Editable extracted reports
Evidence and citations
Does each factual sentence open at its source page?
Yes; click one during the demonstration
A list of source documents at the end
What happens when a claim has no evidence behind it?
It is held and shown as a gap
A plausible number, drafted smoothly
How is an "N/A" handled?
Always with a reason, and checked against the device
Left to the template's status message
Predicate and comparison
Who chooses the predicate?
A person; software may list candidates and build the table afterward
"Our AI picks the best predicate"
When can a row be marked "answered"?
Only with a named report, a criterion and a result
A paragraph of reasoning counts
Template and standards
How quickly do you follow a new eSTAR version, such as 7.1?
A stated process and a date; version tied to each submission
The demo is on an older version
Where do recognized standards come from, and how often are they refreshed?
FDA's database, on a schedule you set, last refresh visible
A list maintained by hand
Do you treat an edition as a screening issue, a review issue or both?
A clear account of what FDA's definition covers
"We guarantee you will clear screening"
Records and security
Is there an audit trail that shows earlier text?
Who, what and when on every change, with old text readable38
Current version only
What support comes for your software assurance?
Intended-use material, test evidence and change notices
"We are Part 11 certified"; no such certificate exists
Is our design data used to train models?
No, in writing, with where data sits and who can read it
A vague answer about "improving the service"
Proof
Can we test it on a cleared file with errors we plant?
Yes, and results by type of error
A curated demo file only
What claims about holds or clearance rates can you support?
Counts, labeled targets, and how they were measured
Percentages with no sample size
Asking the same questions of your current process is the fairest comparison, and the same test measures it.
22 · How to start
Test 510(k) software on a cleared file with planted errors, run one live file in parallel, then decide on three numbers
In shortMeasure first, then test on a file whose answers you know, then run one live file alongside your normal process, then decide. None of these steps commits you to a vendor.
Pull dates from your last ten files. That is your baseline: first draft to file sent, holds, requests, response days.
Read last year's FDA requests. Mark each that your own file could have answered.
Pick a cleared file, ideally one that drew a request. Copy it and plant known errors: a changed model number, a withdrawn edition, a report removed from a difference, an attachment under the wrong question.
Run one live file in parallel with your people approving every section as usual.
Decide on three numbers: planted errors caught with the right evidence, false alarms, and specialist days to a ready file.
A twelve-week pilot ends with a decision on three numbers
Your teamVendor
Pull dates and FDA requests
Choose a cleared file; plant errors
Load your checks, approvers and records
Run blind on the planted file
Parallel run on one live file
Score catches, false alarms, days
Decide
Week 04812
Illustrative · replace with your own numbers
Show the numbers
Activity
From
To
Pull dates and FDA requests
0
2
Choose a cleared file; plant errors
1
3
Load your checks, approvers and records
2
4
Run blind on the planted file
4
5
Parallel run on one live file
5
10
Score catches, false alarms, days
9
11
Decide
11
12
Catch rate, false alarms and citation accuracy on a 510(k) with planted errors
Measure
How
Why
Catch rate by error type
Planted errors found ÷ planted, per type, with the evidence pointing at the right place
One percentage hides the types it misses
False alarms
Findings you did not plant, judged one by one, in reviewer minutes
A tool that flags everything catches every plant
Citation accuracy
Open 100 random citations; does each page say it?
It predicts whether a signer can rely on the draft
Specialist days
First draft to ready file, against your baseline
The cost line that moves first
Review minutes per section
Approver's logged time
Faster drafts must still be reviewed
What FDA does next
Screening result and any request on the live file
One file is an anecdote; keep counting for a year
The full working-session questions: nine for your team's first meeting
Bring regulatory, design, test lab, labeling, quality and IT into one room. Each question says why it matters and what a strong answer and a warning sign sound like.
A
Files, routes and who chooses the predicate
A1
Which 510(k) routes do we use, and which device families repeat?
Why it mattersRepeat families reuse the most, so they gain the most and risk the most stale facts.
Strong answer · warning sign
Counts by route and family.
"Every file is different."
A2
Who decides the predicate, and where is the reason written?
Why it mattersIt shapes the tests and the table, and it is the decision to keep with a person.
Strong answer · warning sign
A named owner and a one-page rationale.
"Whatever the last file used."
A3
When did we last talk to FDA through a Pre-Submission?
Why it mattersFDA's written comments become questions the file must answer.
Strong answer · warning sign
Each comment tracked to a section.
Comments live in one person's email.
B
Reports, revisions and repeated facts
B1
Can every report be found at a released revision, with its edition stated?
Why it mattersThe edition in the report is what decides whether a wrong citation is a sentence or a retest.
Strong answer · warning sign
One system, one register.
Contract lab PDFs in email.
B2
Where does our model list live, and who may change it?
Why it mattersIt appears in almost every section.
Strong answer · warning sign
One controlled list, frozen for the file.
Copies in each document.
B3
Which edition transitions end in the next three years on our products?
Why it mattersISO 10993-1:2018 is one example, with a date of July 1, 2029.12
Strong answer · warning sign
A dated list by product.
"We find out at submission."
C
Approvals, assurance and inspection evidence
C1
Who approves each section, and who co-approves test sections?
Why it mattersOne late approval meeting becomes a queue in front of the target date.
Strong answer · warning sign
Named approvers, sections approved as they close.
A big sign-off at the end.
C2
Would this tool be part of the quality system? What assurance would it need?
Why it mattersQuality should scope it early, using a risk-based approach.40
Strong answer · warning sign
A written intended use, agreed with quality.
Quality hears about it at go-live.
C3
What must be kept for an inspector, and for how long?
Why it mattersPart 11 asks that audit trails be kept as long as the records and be available to FDA.38
Strong answer · warning sign
Retention set and tested.
No one has asked.
23 · Frequently asked questions
510(k) eSTAR questions answered: screening holds, fees, review times, predicates, standards and AI
In shortThe questions device teams and buyers search for most, each answered on its own.
What is a 510(k) eSTAR?
A 510(k) is the filing that shows FDA a new device is substantially equivalent to one already legally sold. eSTAR stands for electronic Submission Template And Resource. It is FDA's interactive PDF for preparing a device submission, and it is how a 510(k) reaches FDA unless an exemption applies. FDA's table of the template has 22 rows, from device description and the predicate comparison to sterility, biocompatibility, labeling and performance testing.1,2
Is eSTAR mandatory for a 510(k)?
Yes. Since October 1, 2023, all 510(k) submissions must be sent as electronic submissions using eSTAR unless exempted, and De Novo requests followed on October 1, 2025.10 The exemptions are narrow and cover items such as certain later amendments and withdrawal requests.1
Where do I get the current eSTAR version?
From FDA's eSTAR Program page, which lists version 7.1 of the non-IVD and IVD templates as of its September 21, 2026 update. FDA tells users to download and save the PDF. Once FDA acknowledges an original submission, that submission is tied to the version it used.2
What is FDA technical screening?
It is FDA's first check of an eSTAR, anticipated within 15 days of receipt. FDA verifies that the answers accurately describe the device and that each applicable attachment question has at least one relevant attachment. It begins only when the user fee has been paid.1 Whether the evidence is adequate is a question for the substantive review that follows.7
What happens if an eSTAR fails technical screening?
FDA emails the submitter, identifies the incomplete information and places the 510(k) on hold until a complete replacement eSTAR arrives. If no replacement arrives within 180 days of the notice, FDA considers the 510(k) withdrawn and closes it. For a file that passes, the review clock starts on the day FDA received it.1
How often do 510(k)s fail technical screening?
FDA reports the rate of 510(k)s not accepted or failing screening on the first cycle: 5.40% for FY 2024, 7.20% for FY 2025 and 8.67% for FY 2026 through June 30, 2026, which is preliminary. Of the 281 FY 2025 failures, 243 were accepted in a later cycle by that date.8
Does an eSTAR go through Refuse to Accept review?
FDA says eSTAR submissions "are not anticipated to undergo a refuse to accept (RTA) process", because the portal checks completeness and technical screening follows.1 FDA's RTA guidance remains published for what it covers, and it is dated April 21, 2022.22
How much is the FDA 510(k) fee for 2027?
For fiscal year 2027, October 1, 2026 through September 30, 2027, the standard 510(k) fee is $28,653 and the small business fee is $7,163.11 Small business status needs gross receipts or sales of no more than $100 million, affiliates included, and it expires on September 30 of the fiscal year it is granted.36
How long does a 510(k) take?
FDA's goal is a decision within 90 FDA days for 95% of files. FDA days exclude the time a file waits on the applicant, so the calendar runs longer: the FY 2024 cohort averaged about 144 total days, with about 75 at FDA and 69 with the applicant, and one file in five took more than 243.8 Add your own preparation time, for which nobody publishes a figure.
How long do you have to answer an Additional Information request?
21 CFR 807.87 says 30 days, and FDA's policy allows up to 180 calendar days from the date of the request.18,7 If a complete response to all deficiencies has not arrived by then, FDA considers the 510(k) withdrawn. The review clock stays stopped while FDA waits for the response.7
How do I choose a predicate device?
Start from your intended use, because FDA can find substantial equivalence only where the intended use is the same.5 Search FDA's databases by product code, read the public summaries, compare technology, check the device's history against 21 CFR 807.100, and write down the reason for your choice.6 FDA encourages naming one predicate, and it treats a "split predicate" as inconsistent with the standard.5
What goes in a substantial equivalence comparison table?
Enough rows that a reviewer can tell the two devices apart: intended use and indications, users and setting, materials, design, energy source, performance, sterility, shelf life and labeling claims. FDA recommends a table and asks for a discussion of why differences do not affect safety and effectiveness.5,1 Answer each difference with a named report, an acceptance criterion and a result.
What is a transition period for an FDA recognized consensus standard?
It is the window in which FDA accepts declarations of conformity to an outgoing edition after recognizing its successor. FDA's entry for ISO 10993-1:2018, Rec# 2-258, accepts declarations until July 1, 2029.12 After a transition ends, FDA expects testing to a standard with a current recognition number.4
Can AI write a 510(k)?
It can draft one, and FDA's device regulations do not forbid that. FDA's January 2025 draft on AI, written for drugs and biologics, excludes "drafting/writing a regulatory submission" from its scope where results and quality are unaffected.37 A person must still state that the file is truthful and accurate to the best of their knowledge, so a useful tool shows the source of every sentence.18
24 · One-page summary
The 510(k) eSTAR on one page: the method, the November 2026 rules, readiness and terms
Print this page
In shortThe whole guide on one screen: the method, the rules as of November 2026, the readiness bands and the terms.
The method
Choose one predicate with the same intended use, and write down why.
Freeze the model list, indications, product code and regulation.
Fill each section from its source, citing the revision and page.
Compare row by row; answer each difference with a report, criterion and result.
Check every edition against FDA's database, near the end as well as at the start.
Read for facts that disagree and attachments that miss their question.
Approve, sign, pay, send through the CDRH Portal, then plan for a question.
Readiness: score 0–2 on eight questions: 0–6 explore · 7–11 pilot · 12–16 implement.
As of November 2026: eSTAR version 7.1 · QMSR in force since February 2, 2026 · human factors content effective August 1, 2026 · FY 2027 fee $28,653, or $7,163 for a small business · MDUFA V, the current user-fee program, ends September 30, 2027.
14 terms
510(k)
The premarket notification showing a device is substantially equivalent to a legally marketed one.
eSTAR
FDA's interactive PDF template for device submissions.
Predicate
The legally marketed device yours is compared with.
Substantial equivalence
Same intended use, and technology that raises no different questions.
Technical screening
FDA's first check of answers and attachments, in about 15 days.
Hold
The stop after a failed screen, up to 180 days, until a complete replacement arrives.
Additional Information
FDA's written request during review; it stops the review clock.
FDA days
Calendar days a file is under review at FDA.
Total time to decision
Elapsed days from receipt to decision, FDA and applicant together.
Declaration of conformity
A signed statement that a device meets a recognized standard's edition.
Transition period
The window when FDA accepts an outgoing edition after recognizing its successor.
Design history file
Everyday name for a device's design records.
QMSR
FDA's quality rule since February 2, 2026, built on ISO 13485:2016.
CDRH Portal
FDA's online route for sending and tracking device submissions.
25 · Sources
Sources
Accessed November 2026. Regulatory status statements are as of November 2026.
FDA, Electronic Submission Template for Medical Device 510(k) Submissions, October 2, 2023. fda.gov
FDA, eSTAR Program, current September 21, 2026. fda.gov
FDA, MDUFA Performance Report to Congress, FY 2025. fda.gov
FDA, Appropriate Use of Voluntary Consensus Standards in Premarket Submissions, September 14, 2018. fda.gov
FDA, The 510(k) Program: Evaluating Substantial Equivalence, July 28, 2014. fda.gov
FDA, MDUFA Performance Report to Congress, FY 2024. fda.gov
FDA, MDUFA VI Public Meeting slides, August 5, 2026. fda.gov
FDA, 2nd Quarter FY 2023 MDUFA V Performance Report, chart of 510(k)s with an Additional Information request on the first FDA review cycle, data as of January 31, 2023. fda.gov
FDA, Small Business Determination Program. fda.gov
FDA, Considerations for the Use of AI To Support Regulatory Decision-Making for Drug and Biological Products, draft, January 2025. fda.gov
21 CFR Part 11 (11.10, 11.50), govinfo. govinfo.gov
21 CFR 11.1, April 1, 2025 edition, govinfo. govinfo.gov
FDA, Computer Software Assurance for Production and Quality Management System Software, February 2026. fda.gov
European Commission, stakeholders' consultation on EudraLex Volume 4, Chapter 4, Annex 11 and Annex 22. health.ec.europa.eu
EMA, Reflection paper on AI in the medicinal product lifecycle, September 9, 2024. ema.europa.eu
National Law Review, EU Digital Omnibus on AI Enters Into Force, July 31, 2026 (Regulation (EU) 2026/1744). natlawreview.com
Next step
See it on your next 510(k).
Explore the solution, or bring the design file, test reports and labeling of one of your own devices, and we will run the checks with you, every line tied to its evidence.
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