CRE Loan Maturity Management demo

Every loan coming due, with the evidence for refinance, extend or work out already gathered. 1:13

What the demo shows

A maturity solution for CRE lenders that sizes every maturing loan for refinance or workout.

Every night six agents re-size each loan maturing in the next 24 months at today's rates and values and shade the maturity wall by the dollars that won't refinance; 120 days before each maturity the credit officer gets a decision pack — the refinance test, refinance, extend and restructure side by side with the grade each carries, and a cited memo — and decides and signs.

Transcript

  1. CRE Loan Maturity Management sizes every maturing commercial real estate loan for refinance, extension or work out.
  2. A sixth of commercial mortgages come due this year at far higher rates.
  3. Priya's home is a two-year maturity wall shaded by dollars that won't refinance.
  4. Each night, every loan is resized at today's rates and values.
  5. March 2027 is darkest.
  6. $84 million due. $19 million that won't refinance at today's rates.
  7. In February, Linden Crossing owes $30 million.
  8. Today's terms lend $21.
  9. Agents build its pack.
  10. A two-year extension with $3 million down stays a pass.
  11. Lena confirms the grade and Ruth approves 112 days early.
  12. Built on Botminds: agents, data, screens, and governance on one platform.

Transcribed from the film’s narration. Captions are on the player.